FinancialProfitsCorp review

Hello Everyone! Hope everyone is doing good. Today, I would like to review a long-term HYIP which looks very promising.  It's none other than FinancialProfitsCorp.

FinancialProfitsCorp program was started on 20th March and got very good opening in forums. Among the long-term programs, this one is really very HOT now.  It has lot of advantages - Hosted on Dedicated server, High DDOS protection, SSL, decent design, sustainable plans, variety of payment options etc.,  If you like to maximize your profit, then this is the time to join this program.

Plans -  There are three plans based on the amount you deposit and all plans last for 100 days.  

• 2% interest for amount between 5$ to 500$
  
• 2.25% for amount between 501$ to 10000$
• 2.5% for amount between 10001$ to 50000$

Compounding is available in all plans.  Also, you can change your compounding at any time after deposit.  I prefer to have 60% compounding.  Sometimes, I will set compounding to 0% and after getting half of my seed money then I will set compounding to 80%.  It all depends on your interest.  Anyway, I love the option to change the compounding like all other investors.

Payment processors - Don't worry guys.  This program supports almost all the payment processors in the HYIP/Autosurf market.  I really like this one especially.  Because this helps all investors to easily deposit money.  I appreciate it.

Security - Financial Profits Corp is hosted on a dedicated server with a High DDOS protection.  Now-a-days, Dedicated server and DDOS has become mandatory for all HYIP and Autosurf programs which are really interested in there security.  But, here the admin not only stopped with Dedicated server and DDOS.  Admin also has SSL (128 bit encryption) which is really a big plus.  Both Login and Sign up pages has tuning code to avoid bots.  Also, if you withdraw funds then you have to enter transaction code which prevents hackers to withdraw funds from your account.

Design/Content - Very professional design.  I give some importance to site design and content. Usually scammers won't spend more time in site design and content.  They will have a site based on a template.  Here admin spent really a good amount of money to design this site.  Also, the content in this site are seems to be original.

Support system - You can contact the admin using Contact us page or Live chat.  Using the contact us page you can send email to the admin.  But, this system is not a proper support ticket system.  It's just a contact form to email admin.  I suggest the admin to have Online chat icon in all pages.  Now, I can see the Live chat icon only before login.  Also the contact us page was having a phone number to contact.  Later on, admin seems to be removed that phone number.  But for me, live chat is more than enough.  I am good with it.

Other points - 

• Daily interest are not automatically sent to your e-currency account. You should withdraw the amount whenever you want
• You can make deposit from account balance
• Ref. Commission is 8%
• As per TOS, you will be paid within 24 business hours

  Last but not the least,  invest what you can afford to loose.  This program says that it generates the interest by day trading.  But, that won't make sense to any experienced investors.  We all know they all are mere games.  So, play for fun and play safe.  You can use the following Quality factors, which I normally use to rate a program and invest.  I do my own due-delligence based on several factors which are listed below. 

Quality Factors

All rating are based on 1 to 5 scale.  The X, Y and Z factors are hidden factors which I don't reveal to anyone.

Factor	Rating
Is it a sustainable investment plan?	4.5
How is the design of the site?	4.25
Is the content of the site is original?	4
Is the site launched in hurry with known issues? (more points if NO)	4.75
Is it on a dedicated server?	5
Does it have DDOS protection?	5
How is the security of the program?	5
How is the up-time of the program website?	5
Does it accept more payment processors?	5
Does the program has it's own forum?	0
Does the program has proper support ticket system?	3.75
How fast and how good the support team answers the ticket?	4.75
How is the admin marketing the site?	4.5
How about the website traffic ranking in alexa?	4.25
How is the support from Senior members in forum?	4
The X Factor (Hidden)	5
The Y Factor (Hidden)	5
The Z Factor (Hidden)	4
Is admin already a member of any forums and how long?	0
Is admin/any support team member active in any forums?	0
How is the opening response in forums?	4
Any spam mails for this program? (more points if NO)	5
Average rating	3.94

Hope you got enough information about this program.  This is my first review about a program.  I appreciate your feedback at admin@mywayofmakingmoney.com.  I am here to honestly review the programs to my knowledge.  See you all again in another blog very soon....

Rule 1: Invest what you can afford to loose

Are you a beginner?  Do you want to earn some dollars from online investment?  Then this should be your RULE 1 - Invest what you can afford to loose.  You may think that there is nothing new in this Rule.  Because if you visit any blog or monitor sites disclaimer they will ask you to invest what you afford to loose (including mine ). 

But, the important point is - Most of the beginners are not following this rule .  I myself made this mistake when I was a beginner and I know few of my friends who made this same mistake. There are various reasons for this,

• Case 1: Investor may not be aware of this rule and thinking that the program admin is really investing in forex or other e-business to get the returns
  
• Case 2: Investor feel that the low-risk investments are boring.  He want to take risks to earn more and more.  So, he intentionally not following this rule
  
• Case 3: Investor think that a particular program is performing superb and want to invest more money in it. Here, he knows the rule but his greediness or his mind forces him to not follow this basic rule   

If you take Case 1 - Here, the investor is a new bie.  He don't know any rules in online investments.  After reading the content of a website, he thought that a team of investors are investing in Forex or Stock market to get good returns for him.  If the admin of a program knows how to earn 40% profit in 14 days then why the heck he need to open a site for his business.  He happily invest his money and get the returns right?  So, the advice for this investor is read more before you invest.  Refer to forums, blogs and spend good amount of your time. Understand how the programs are earning and then invest.  This category investors should invest very less money and should try to take the seed money as soon as possible

If you take Case 2 - Here, the investor may have some experience in online investments. But, he is greedy.  He feels that low-risk programs are boring.  He want to earn more and quick.  These type of investors always select and join get-rich programs.  These investors can be easily scammed.  May be the investor has lot of money and ready to take risk.  But, my advice is even if you are having more money don't take this type of cheap risks.  Take calculative risk.  Without hard work it is difficult to earn money.

If you take Case 3 - Here, the investor seems to be very sensitive.  These investors can be easily brain washed.  They usually take biased decision.  My advice to investors belonging to this category is "don't take decision based on minimum reading".  For example, don't follow only MMG forum or money-news-online blog.  Refer to atleast 3 forums and as much blog as possible.  Also do your own due deligence.  That is very important.  I will cover the methods to do due deligence in a seperate article

O.k. Next question. How much I can afford to loose? How can I calculate the money that I can afford to loose?  My answer to this question is - Don't invest more than 5% of your Monthly Salary in these high risk programs.  Set 5% as maximum limit and always stop your spending at 4%.  This is just my principle. If you have lot of commitments in your personal life then set the % even less.  Always consider these online investments as game and don't depend on the profit from these programs.

If you are unemployed or doing your schooling then don't even think about these programs.  But, most people are adamant   and they don't want to follow other's experience. If your character is like that then you will feel one day and come to my blog again.  My priorities in my blog is,

1. Alert new bies about the risk in these programs and give them all required guidance at free of cost
   
2. Give more information about my favorite programs and keep everyone up-to-date with daily happenings in this industry
   
3. Earn some referral commission and advertisement money for the valuable time I am spending in my blog

So, my first priority is to make sure that my readers are not losing much in these programs and to give guidance to new bies.  Of course, without taking risk you cannot earn money but your risk should be calculative.  

That's it for Rule 1.  Lot of other rules and strategies will be posted soon.  So, stay connected to my blog.  Let's invent smart way of making money together.......

  

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My Experience in Online Investments - Part II

Hey guys! I am sharing my experience about my online investment.  In my first part, I shared my experience in various PTC sites like bux.to, Neobux, Gaborbux etc.,  Actually, like all industry here also experience matters.  We need to read more to get adequate knowledge about the programs.  Especially, if someone is ready to share his experience then it is worth reading it.  So, I hope you like this series.

Isabelmarco - I know this site even before joining Neobux.  But, I don't like the design of this website.  Not only design,  another reason is they promote porn sites and I guess they even own a porn site. So, I decided to not join this site.  But, after Neobux click rates got slows down I decided to join this one.  Because people are earning lot in this site.  

So, I joined this site and got monthly premium.  Guess what! I invested total of 660 bucks in this one.  My bad! This is really too much.  This is my another mistake in my online investment.  Very bad decision to invest this much.  I requested my first payout of 860 bucks on Oct 1st, 2008 and still waiting to receive that.  If I invested a month ago then I may got my payment by this time.  I invested very late in this website and lost my dollars.  I don't have any hope of getting paid.  Isabelmarco is still online, but it lost investors confidence.  It is very difficult to get back to speed.

One fine day,  I came to know about Tradelite.net while clicking the PTC ads in Isabelmarco.  Thanks to Isabelmarco for introducing Tradelite website.  I got really shocked to see an online investment opportunity which gives 94% profit in 60 days.  That too it was paying for last 6 months without any problem.  After browsing through the pages in Tradelite website, I really believed that a team of forex investors are investing our money in Forex and sharing there profit.  I also thought this is a good and decent way of making money online instead of me investing directly in Forex.  So, I put a full stop to PTC industry.  I never joined any PTC sites after seeing Tradelite

Before getting into the ocean of HYIP and autosurf industry, let me share the following...

You know what? I don't know moneymakergroup forum until now (till oct 2008).  While investing in PTC industries I won't do due deligence at all.  What I will check is the referral click rate average in that site.  If that is good and the site is paying then I will simply join.  Funny right?  But, many beginners are like this only.  

Then, you may ask me how I know about PTC sites?  I came to know about PTC sites when reading the conduit.com forum.  Honestly speaking the first online money making opportunity that I joined is Conduit.com.  This is a site which allows you to design a custom toolbar with google search box.  If someone installed your toolbar and searched in google using that and clicked any google advertisement then you will get paid.  Looks good right.  

So, what I did is - I designed a toolbar and put that download link in download.com site.  Many users installed that toolbar (300 users till now).  But, the worst thing is minimum to get paid is very high and also they won't reveal the pay rate for each ad click.  So, it's all manipulated and we are not given with complete statistics of ad clicks and rates.  Still I didn't receive my minimum to get paid in conduit.com.  I think only conduit.com is profiting from this.  

The funny thing is Isabelmarco also tried to make money by requesting there users to install there conduit toolbar.  I don't know whether atleast Isablemarco admin reached the minimum balance or not :)

So, in this part we discussed about my experience in Isabelmarco, conduit.com and how I came to know about PTC sites. Don't miss my next part.  I am going to share my experience in Tradelite and Megalido....

My experience in online Investment - Part I

Hey everyone! This is my first blog.  I am really thrilled and very happy to reach you all through my blog. To begin with, I am planning to share my experience with everyone. I think that is the good way to start my blogging.  

I started my online investments and gaming from March 2008.  Like majority of the investors, I too started with PTC sites.  My first PTC site is bux.to.  Bux.to is a famous PTC site which is paying for a very very long time.  But, there payments are dead slow which makes everyone to think as they are not paying at all.  That is ofcourse true.  I personally know few members who are premium and waiting for more than 1 year.  That is funny.  They always ask members to be patience. Even in there latest update on March 22nd they asked the members to be patience to get paid.

I invested 16.98$ in bux.to and bought 15 referrals. Within 1 month they doubled my investment and suddenly all my referrals become inactive. But, I was happy that I got my investment doubled within 1 month which is not at all possible if I invest in Banks or CD. I was tempted to invest more. I almost decided to buy Premium membership. But, after reading there forum I decided to wait for my first payment before investing more. So, I started waiting for my payment, waiting, waiting and still waiting.

That's enough about the famous bux.to. My next PTC site is Neobux. During Q2 2008, Neobux was very HOT. I can say that Neobux administration was very innovative. They introduced jackpot system to get referrals. I think Neobux is the first PTC site to introduce this system. There design was awesome. I liked the site very much. So, without reading any forums or anything I just joined the site and bought premium membership. I bought premium membership for 90 bucks and also managed to rent 50 referrals.

Yes. It is very difficult to get referrals in Neobux. Most of the referrals are sold in jackpot and to free members. So, I decided to play Jackpot. I put 100$ and didn't get any referrals in Jackpot. I got irritated and decided to not play the Jackpot afterwards. But, after some days I got tempted and played Jackpot for another 100 bucks. Guess what! This time also I didn't get any referrals :(  

Also the click rate in Neobux is very less. This is mainly because they are instant paying site. At first, I was getting 4 clicks per referral per day. But, that slowly reduced to 0.7 clicks per referral per day. That reduced my interest over Neobux. So, I planned to invest in brand new PTC sites.

I invested in face-bux, alert-bux, xtra-bux, Gabor-bux etc., I invested around 30$ in in all new sites.  But, I invested 240$ in Gabor-bux. This is the first biggest mistake that I did in online investment. I was not supposed to do that. But, as usual I got tempted. I didn't get even a single cent from this site. I lost all my 240 bucks. This is really shocking for me at that time. I felt really very bad.  So, I immediately stopped all my online investments. I started watching the performance of PTC sites. I decided to do so before putting more money in any other sites.

This went for some time before I joining another great site in PTC industry - IsableMarco. oops! Now it is not great anymore. Stay tuned for my next Part to get to know about my experience in Isabelmarco.