Infinitiva Review

" This review is updated on October 2009 to include latest features of this program"

Hi, guys! In June itself I predicted that Infinitiva has all qualities to become a next HOT program and I actually reviewed this program on June 20, 2009. Now, I updated this review on October 23, 2009 to include all the latest features of this program. I use my unique rating system to rate the programs which you can find in the "quality factors" section of this review. After reviewing, I am monitoring the popularity of the program using various tools and forumlae. I update my program details page with the latest rating of the program. So, if you want top quality programs then please do visit my blog regularly to find out. Now, here is the updated review of Infinitiva....

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Infinitiva is a quality long term program using custom script, Sustainable plans, DDOS protection by BlockDos, SSL encryption by GeoTrust and proper support ticketing system. Let's take a detailed look at this program,

Plans - As usual, let's start with plans. Infinitiva has variable interest rate plans depending on the amount you wish to invest. Refer to the below table to understand the plan better.

Name	Daily Rate	Amount (in USD)	Days*
Starter Plan	0.8% - 1.0%	10.00 - 59.99	30
Advanced Plan	1.0% - 1.3%	60.00 - 999.99	150
Professional Plan	1.3% - 1.6%	1,000 - 4,999	150
Expert Plan	1.6% - 1.8%	5,000 - 9,999	150
Senior Plan	1.8% - 2.2%	10,000 - 19,999	150
Ultimate Plan	2.2% - 2.6%	20,000 - unlimited	150

I hope the plans are self explanatory. It is very clear from the above table that the minimum to invest is 10$ and there is no maximum limit at all. Payments are made only on business days. Minium to withdraw is 1$ for all payment processors. Also, the withdrawals are not automated and will be payed in 1 to 6 hours.

Infinitiva offers Compounding and you can change the compounding % anytime you want. See my strategy below on compounding.

Case 1 - If the program is new and of top quality then I set the compounding to 100% and gradually reduce it to zero. By, this way I can increase the principal and total returns.

Case 2 - If the program is few months old then I prefer to have very less compounding (even 0% sometimes) until I get my principal back. By this way I can reduce my loses and manage my risk properly.

My Investment Strategy - So far I am investing only in 30 days plan. I am re-investing my profit + Principal after the expiry. Some how I like the 30 days plan. In June, I invested 50$ in 30 days plan by setting the compounding as 100%. I received around 65$ at the end of 30 business days. Then, I re-invested 65$ (100% compounding) and got around 85$ and so on... Approximately, I am getting 30% profit every 30 business days which is not bad. By this way, I can double my investment in less than 4 months. I love it. This is just my investment strategy for this program. If you like to share your strategy then shoot a mail to me at admin@mywayofmakingmoney.com

Merging Investments - In Infinitiva, you can merge multiple investments into one. By this way you will get upgraded to next plan with high daily interest. For example, if you have 5 investments each 200$ principal then you can merge all these investments into one 1000$ investment. By doing this, you are upgraded from Advanced plan to Professional plan which will yield better interest rate for your same 1000$ investment. It's cool right?

Also, if you used compounding and your principal reaches the minimum to next investment plan then you will be automatically upgraded to that plan. For example, If you invested 900$ with 50% compounding then very soon your principal will cross 1000$. Then you will be automatically upgraded to Professional plan from your initial Advanced plan. From that day onwards you will get the interest rate applicable to Advanced plan. This is another cool stuff in this program.

Payment Options - Infinitiva accepts Liberty Reserve, Perfect Money, StrictPay and Alertpay. This program was accepting only LR and PM in the beginning and then admin added Strictpay and Alertpay which is very good to attract huge investors.

Security - Infinitiva was hosted on a dedicated server but now it looks like one more site is also hosted on the same server. But, never mind that site is not functional yet. So, it won't affect the performance of Infinitiva. Blockdos is providing DDOS protection for Infinitiva. Script is custom build from the scratch and it is very easy to use. Don't worry about the security of the script because website is already SSL encrypted by GeoTrust. Tuning codes are used in Sign up and Login pages to avoid hackers or bots to access your account. In fact, Infinitiva has a dedicated page for security which explains the various steps to keep your account secure. Many of them are just common sense but it certainly helps an investor with no computer knowledge. With all these security features, I can confidently say that your account in Infinitiva is very secured.

Design/Content - Infinitiva has very professional design. It's not a usual templates that most hyip site uses. The usability of the site is very good. It is very easy to navigate. Page is also loading fast. But, I am sure it will take atleast couple weeks for you to get accustom with the website. Because most of us are used to Neversay and Gold coder script. Coming to the content of the website, Admin claims that the profit is generated from forex market. But, there is no solid proof for that. So, I am considering this one as a mere HYIP game only. But, it is going to be a healthy game for everyone.

Support System - Infinitiva has a unique and quality support system. I always love to see a proper ticketing system. Because that helps both investors and admin to solve the problems quickly and to keep track of the problem. Admin answers the support ticket in less than 12 hours which is awesome for a program with many investors.

Points to Note:

• Custom made script, SSL, DDOS protection by BlockDos
• 5% Referral commission
• AP, SP, LR and PM are accepted as payment options
• Very professional site with hacker proof and lot of security measures
• It's one of the hot hyip now which already attracted lot of big investors

Quality Factors:

These are the quality factors based on which I am rating all the programs. X, Y and Z factors in the rating system are hidden due to various reasons. They are definitely not to manipulate the ratings. They do have special importance to rate a program. You may be interested to read my Rules of Online Investments - Rule 1, Rule 2, Rule 3 and Rule 4.

Quality Factor	Rating
Is it a sustainable investment plan? (High 6)	5.50
How is the design and usability of the site? (High 4)	4.00
Is the content of the site is original? (High 4)	4.00
Is the site launched in hurry with issues? (more points if NO - High 4)	4.00
Is it on a dedicated server? (High 6)	5.50
Does it have DDOS protection? (High 6)	6.00
How is the security of the program? (High 7)	7.00
How good is the script used by the program? (High 10)	10.00
How is the up-time of the program website? (High 5)	5.00
Does it accept more payment processors? (High 4)	4.00
Does the program has it's own forum? (High 2)	0.00
Does the program has proper support ticket system? (High 4)	4.00
How fast and how good the support team answers the ticket? (High 5)	5.00
How is the admin marketing the site? (High 5)	4.50
How about the website traffic ranking in alexa? (High 5)	5.00
The X Factor (Hidden) (High 5)	5.00
The Y Factor (Hidden) (High 5)	4.25
The Z Factor (Hidden) (High 5)	4.00
Special Rating based on Popularity and Number of days online	7.00
Is admin already a member of any forums and how long? (High 3)	0.00
Is admin/any support team member active in any forums? (High 4)	0.00
How is the opening response in forums? (High 6)	5.00
Any spam mails for this program? (more points if NO) (High 5)	5.00
Average rating	4.51

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Brics Forex Review & News Updates

This Program is in PROBLEM. Don't invest here. Game over.

Hello everyone! After another crazy week at work, I am back to review an excellent program which was in my list for long time - Brics Forex. This program in my point of view have great potential to become next Stoic. As many of you know, Stoic is a HYIP program which was very successful. Brics Forex can become next Stoic if admin is capable of managing it perfectly and honestly.

Brics Forex has everything and even more than what a quality Hyip program requires. Investment Plans, Security and Support are key features for any Hyip website. I should say that this program exceeded my expectations in all these. Above all, this program is paying for more than 4 months without even a single issue. Let's discuss the various features of this HYIP site in detail.

Plans - There are three plans depending on the amount you want to invest. Investment term is 180 days in all these plans. If you wish to invest between 20-20,000$ then you will get 1.6% on business days. If you are afford to invest between 2,001-10,000$ then you will get 2% on business days. Finally, if you are ready to take a risk (I don't think so :)) and invest more than 10,000$ then you will get 2.4% on business days. 70% of your principle will be returned at the end of the term. I suggest you to use the calculator in the deposit page to find out your returns on investment. Compounding is available and the best thing is it can be changed at any time. I now selected 100% compounding for my investment of 20$. I have decided to change the compounding to 50% after 3 months. It's cool right?

Payment options - Brics Forex program accepts Alertpay, STP, SP, PerfectMoney, Liberty Reserve, Pecunix, c-gold and Bank wire to deposit funds. That's almost everything right? All major processors are supported in this program. Now a days, we are seeing lot of HYIP programs with all payment options to attract wide range of investors. Investors like this even though it is difficult for the admin to maintain all these accounts.

Security - No need to mention about security. It's already verified by Comodo Authentic system. It is hosted on a dedicated server with DDOS protection. It's supposed to have SSL installed. But, if I try using https it is not loading. So, I guess SSL is not properly installed. Comodo won't give authentication certificate if transactions are not secured. So, I am sure secured transactions are implemented.

Design/Content - Neat professional design. Very easy to navigate and user friendly. But, whenever I try Live Chat it doesn't seems to be working. I tried in all browsers and it is not working. I don't know whether it is really an issue or some problem in my computer. Brics Forex administration owns lots of domains like .org, .info and .biz. They also own brics-forex domains. So, if someone clones this website then they cannot open it in similar domain name. Good job admin. BricsForex, from the name itself it is clear that they are doing something in forex market. Yes, Brics Forex claims that they are investing in forex. They also have a Trading history page, but it is always empty. So, without credible proof we should consider this as a regular HYIP game only. But, a quality game.

Support System - As I already mentioned, Live chat is not working for me. But, we have a support team member who is active in many forums. We have toll free phone numbers to contact the support team. That's awesome right? After all these, they also have a Contact page which sends mail to the admin.

Points to Note:

• Interest payment only on business days
• Only 70% of your principle is returned at the end of term
• 5% Referral commission if you refer your friends
• Comodo security verified website
• Already paying for more than 4 months
• Accepts almost all payment processors including Bank wire deposits

Quality Factors:

News Updates:

On Sunday, Liberty reserve login was not working for many members. It took almost 16 hours to fix that problem. It seems that the load balancing servers of liberty reserve was not in sync which causes this problem. See the update from LR below,

Some of you may experience temporary login difficulties, during first or second stage of login process. This occurrence was traced to our hosting provider and one of their unfinished updates of out bound core routers. Our load balancing server will not allow to make connections if ALL mirrors are not operational. This issue is expected to be resolved within the next two hours.

We apologize for any inconvenience this issue may cause to some of our clients.

Next news is from Alertpay. Alertpay processor increased the refund period to 14 days. It was 7 days before. So, now sellers can refund the buyers within 14 days if necessary. See the update below,

As of today, Sellers can now issue refunds up to 14 days after the transaction's creation date! It used to be only 7 days, but due to a rising demand to increase this time frame, Sellers now have an additional 7 days to refund their customers, if necessary.

Sellers: To issue a refund, just follow these simple steps:

1. Login to your AlertPay account.

2. Locate the transaction in your "Recent Activity".

3. Click on "Completed" under the "Status" of the transaction.

4. Click on the "Refund Transaction" button.

5. Click on "Confirm". That's it!

Please note that all refunds will be reversed back to the original source of payment which is either credit/debit card or AlertPay Balance.

It's a good news for Strict pay customers. Strictpay announced the new debit card program last week. See the update from Strictpay administration,

We have been working with our current debit card provider for awhile concerning the details of their ownership change, and we just cannot come to an agreement on certain terms and details. Our goal during this whole process has been to keep most aspects as close to the way they have been as possible, but we just cannot go forward with the new ownership after hearing all the changes that will occur.

The good news is that the entire time we have been dealing with the situation with the current provider, we have also been working on finding a new provider that we think will work well for our customers. We have found a new debit card provider that we are very excited about, and have signed a contract with them so they can begin moving forward on issuing new cards to all current debit card holders. We have placed an initial order of cards that will replace all current cards at no cost to the customer, as well as giving all current card holders a brand new 2 years until the cards will expire. The new cards will be brand name Visa, and we will be sharing other details very soon with everyone. At this time we are suggesting that everyone call the customer service number on their current StrictPay debit cards and cancel them as you will no longer be able to load them using funds from your StrictPay account.

At this time the new card order has been placed, and the new provider assures us that they can have new cards to our existing card holding customers within 4 to 6 weeks. We apologize for the inconvenience this has been for everyone while we were solving this issue, and we appreciate your patience during this entire process. We will also be updating everyone soon with all the details such as loading times, fees, etc. concerning the new debit card program.

Team StrictPay

As you guys know, Obeseverkeer program is suffering a lot now. After problem with hosting provider admin seems to be trying hard to set everything back up. I have decided to give more time to admin and I also advice investors to be patience. As per the latest update in forums, it seems that the program will be normal in a day or two.

Another bad news is from USDozen. Unfortunately this program is closing down. Admin already disabled the upgrade. Admin mentioned that the upgrades are very less in last two weeks which forces him to close the program. Anyway, admin did good job here when compared to recent autosurf admins.

Let's get into a good news. Onis Group program added SolidTrustPay also as a payment option. So, it now supports all the payment options that you are interested. Remember this program is paying for more than 4 months without any issues. It has attractive plans too. Please read my review here.

That's it for today. I am testing few programs and analysing them too. If I am satisfied then I will review it soon. See you all in my next blog.