Hello readers! First of all, apologies for not updating my blog for last few weeks. Many readers emailed me and requested me to review some new quality programs. I replied everyone that there are no new good quality programs available to review. Yes, that is the fact. In last few weeks, I could not find out even a single good quality program. I am currently testing two programs, but they are also not sounding good to me. I am putting true efforts to find out and review quality programs. Now a days admins are creating programs with all good quality and then scamming soon. So, I am bit careful before selecting any program.
Now, let's look into the changes that I am going to do in my blog,
Lots of readers are coming to my blog from search engines like Google, Yahoo etc., I have a feeling that my blog is mis-guiding them and making them to invest on hyip programs. Because some people are thinking that they are investing in real investment program. But, the fact is these hyips are scams. I already said that I am playing these hyips for just fun. These are not for serious investors. So, I decided to make some changes in my blog which will clearly illustrate that this blog is about risky hyip programs. Going forward, I am going to start every blog post with a WARNING MESSAGE which illustrates the risk in hyip games. This may cause some inconvenience to regular readers. I hope you will understand and support me on this.
As I said before, Now-a-days admins are getting smarter and smarter. It is required to do some changes in my rating system to filter out "Quality Scams". Quality scams are the programs which has all good qualities but under the hood the admin is a quick scammer. For example take Water Investment or BioTech. I reviewed them and invested in it. BioTech scammed very fast. Water Investment had potential to sustain but that admin also paying selectively now. It is essential to figure out these scam admins and we should not invest in those programs. I know, it is difficult. In fact, very difficult. But, I am going to try by following some minute details of these repeated scams. I am going to strengthen the X, Y and Z factors of my rating system. You will see the new rating system in my next review.
My reviews won't be long hereafter. Yes, I am going to shorten my reviews by removing redundant information. Going forward, all my reviews will have short explanation about the plans and quick overview about the program which includes all the features of the program. Then, I will display my rating system. This will save some of my time as I already have a full time job to deal with. But, don't worry, I will still have the Strategy section which many readers liked a lot.
"My Favorites" section in the right side bar will be removed. News ticker above the header will also be removed. Refbacks are still available and all pending refbacks will be paid soon. Since rating system is going to be strengthen, number of programs reviewed will go down which means I will post on an average only once in a week. My regular readers know that this blog is very different from other standard hyip blogs. I am an experienced hyip investor - selecting, reviewing and investing only on top quality programs. I won't care about my blog traffic. I am just sharing my experience here. There are 100s of programs launching in a month. I am selecting the top 4 or 5 in them. So, don't expect me to post daily. But, whenever I post that will be a useful review or article. Guaranteed.
So, guys, as I said already, there are no new good quality programs available now. I will post my next review as soon as I find one. Meanwhile, I am going to post an interesting article on my first quarter (Jan to March 2010) investment. I managed to be in good profit last quarter. I will post my investment experience and portfolio. This article will be posted in few days. Stay tuned guys............
Sunday, April 25, 2010
Wednesday, March 17, 2010
News Updates & My Vacation
Hello my loyal readers! As expected, I got several emails asking me to review new programs. I replied to everyone and asked them to wait for quality programs!!!! Yes, hope you guys are aware of what happening hyip industry currently. Nanomoney, GNI, Genius funds, CSM Finance are all gone in less than a month. That was so fast. This makes me to think that some hyip admins are investing in other hyip programs to generate some revenue. If good programs collapses then all good programs are collapsing immediately. So, guys, think and do proper due diligence before investing in any programs. As I always say, it is not a good idea to invest in old programs instead invest in new quality programs. This rule applies to all kind of programs (short, long, medium).
One of my friend invested all his money in Nano money corp just two weeks before its collapse. I said to him that is not a good idea at all. But, he thought it is good to have LR balance in nano money instead of having dollars in LR account. So, he transfered everything to Nano. Now, he lost all his profit that he made in last 1 year. So, don't invest all your money in one program even if you think that program is THE BEST. Only bank deposit will give guaranteed interest. All other investments like stock, forex, hyip are all very risky and you have to diversity and play with a smart strategy.
I won't review any program just for the sake of money or blogging daily. I care more about my readers than my blog. So, even if I loose traffic to my blog. I don't care. But, if you loose money because of my poor recommendation then you won't visit my blog again right?
As I said in my chat box, I joined in Jumpen Funds. But, I don't have plans to review that program immediately. I will wait for couple more weeks and check how it performs before reviewing in my blog. I am also testing couple of other programs. They didn't satisfy to some of my due dilligence points. So, I stopped with test investment.
Finally, guys, it's my vacation time. I am taking a 3 weeks vacation from my full time job. I will be spending my time with family & friends in my native place. During this time, you may notice very slow response to emails. Refbacks will be paid in few days instead of few hours. But, rest assured, you will be paid definitely. It's good to see readers helping each other in my chat box. For lengthier questions, please use my chat page. I will answer to those questions as soon as possible.
That's it for now guys. After my vacation, I will come back strong and fresh with quality programs. Till then, invest smart and what you can afford to loose.
One of my friend invested all his money in Nano money corp just two weeks before its collapse. I said to him that is not a good idea at all. But, he thought it is good to have LR balance in nano money instead of having dollars in LR account. So, he transfered everything to Nano. Now, he lost all his profit that he made in last 1 year. So, don't invest all your money in one program even if you think that program is THE BEST. Only bank deposit will give guaranteed interest. All other investments like stock, forex, hyip are all very risky and you have to diversity and play with a smart strategy.
I won't review any program just for the sake of money or blogging daily. I care more about my readers than my blog. So, even if I loose traffic to my blog. I don't care. But, if you loose money because of my poor recommendation then you won't visit my blog again right?
As I said in my chat box, I joined in Jumpen Funds. But, I don't have plans to review that program immediately. I will wait for couple more weeks and check how it performs before reviewing in my blog. I am also testing couple of other programs. They didn't satisfy to some of my due dilligence points. So, I stopped with test investment.
Finally, guys, it's my vacation time. I am taking a 3 weeks vacation from my full time job. I will be spending my time with family & friends in my native place. During this time, you may notice very slow response to emails. Refbacks will be paid in few days instead of few hours. But, rest assured, you will be paid definitely. It's good to see readers helping each other in my chat box. For lengthier questions, please use my chat page. I will answer to those questions as soon as possible.
That's it for now guys. After my vacation, I will come back strong and fresh with quality programs. Till then, invest smart and what you can afford to loose.
Tuesday, February 23, 2010
BioTechInvFund Review & Investment Strategy
Hello readers! Hope everyone is investing safe in this risky hyip arena. So far 2010 is very good for me. My portfolio is up 40% in till today. So far this year, harmonic market is very profitable for me. I got 110% profit in harmonic market. On bad side, I lost $50 in warisona. It's good that I didn't review this program. Because this program failed in testing phase itself. I hate those quick scamming programs.
Now, today's topic of discussion is BioTechInvFund. I discussed about this program and its quality in my previous post. I joined this program on day 2 and invested $50 in it. This program is a long term program with decent design and lots of quality features like dedicated server, ddos protection, SSL encryption, custom made script, social networking promotion like twitter & facebook, sustainable plans etc., Let's get into the more detailed review about this program,
Plans - There is only one simple plan. 2% interest daily for 180 calendar days. Yes, you read it correct. It's 180 calendar days. So, you will be paid 7 days a week. Considering this fact, the daily interest is actually little high. Minimum to invest is $5 and maximum is $50,000. If you invest $100 in this program then you will get $460 total returns which includes your principal also. You will get back your principal in less than 2 months (actually in 50 days) and after that what ever you are getting is pure profit.
My Investment Strategy - BioTechInvFund offers compounding. Compounding can be set in multiple of 10s like 0%, 10%, 20% ......100%. Below table shows how much returns you get for $100 investment based on different compounding percentages,
Don't get carried away by above table. If you think deeply, the fact is - It is difficult for this program to sustain one full cycle. So, it is not recommended to set compounding as 100%. But, I am going to set my compounding to 100% for first 2 months and then I will set it back to 0%. I invested $50 with 100% compounding. After 2 months, I should have already got 120% profit added to my principal. Then, I will set compounding to 0%.
I am also going to invest another $50 with 50% compounding. I am not going to change this compounding till expiry. Finally, I am going to invest $50 with 0% compounding. This is just a calculative risk. My total investment is going to be $150 which is splitted into 3 investments each $50 and different compounding rates. Please read again if you didn't get the concept. This is just my way of making money in this program. If you have better strategy then go ahead with yours.
Deposit bonus - If you invest from $5 to $499 then you will get $2 deposit bonus. If you invest above $499 then you will get $50 deposit bonus. This is just a clever strategy to attract big investments into the program. Usually people ask me whether giving bonus is bad sign or not. In my point of view, it is bad sign only when admin suddenly announces a bonus for deposits. Then it means real cash flow problem. But, this program gives bonus from day 1 itself. So, I don't think that it's a bad sign.
Payment options - BioTechInvFund accepts only Liberty reserve and Perfect money. But admin has plans to add bank wire deposit and other payment options soon. In my point of view, adding bank wire and strict pay would be a good choice for this program.
Security - BioTechInvFund is hosted on a dedicated server with SSL encryption & ddos protection. Hosting provider is very new - Ecatel Ltd from Netherlands. This program is running in a custom made script which is really very simple to understand. It is little disappointing that login page does not have turning code which will avoid hackers to login to our account.
Design/Content - Website has very simple design but very neat and professional. As per the website, it is a child company of Bio Aspects Inc., A certificate of registration is also available in the website. Admin is claiming that profits are made in biotechnology field. But, without proper proof, I can't believe these claiming. I consider this program as a game and you should also do the same. Coming to the usability of the website, it is pretty good. Website is loading fast and it is very easy to navigate even for new bies.
Support System - This is one stuff which attracted me immediately. I love websites with proper support ticketing system. This website has proper support ticketing system which means your support tickets are being tracked to closure. This ensures improved customer satisfaction and also eases the admin's work. In addition to this, phone and email support is also available. I am not interested in phone support. But, if you want you can try email support.
Points to Note-
Now, today's topic of discussion is BioTechInvFund. I discussed about this program and its quality in my previous post. I joined this program on day 2 and invested $50 in it. This program is a long term program with decent design and lots of quality features like dedicated server, ddos protection, SSL encryption, custom made script, social networking promotion like twitter & facebook, sustainable plans etc., Let's get into the more detailed review about this program,
Plans - There is only one simple plan. 2% interest daily for 180 calendar days. Yes, you read it correct. It's 180 calendar days. So, you will be paid 7 days a week. Considering this fact, the daily interest is actually little high. Minimum to invest is $5 and maximum is $50,000. If you invest $100 in this program then you will get $460 total returns which includes your principal also. You will get back your principal in less than 2 months (actually in 50 days) and after that what ever you are getting is pure profit.
My Investment Strategy - BioTechInvFund offers compounding. Compounding can be set in multiple of 10s like 0%, 10%, 20% ......100%. Below table shows how much returns you get for $100 investment based on different compounding percentages,
Investment = $100 | |
Compounding | Returns |
0% | $460 |
30% | $745 |
50% | $1,100 |
75% | $1,700 |
100% | $3,532 |
Don't get carried away by above table. If you think deeply, the fact is - It is difficult for this program to sustain one full cycle. So, it is not recommended to set compounding as 100%. But, I am going to set my compounding to 100% for first 2 months and then I will set it back to 0%. I invested $50 with 100% compounding. After 2 months, I should have already got 120% profit added to my principal. Then, I will set compounding to 0%.
I am also going to invest another $50 with 50% compounding. I am not going to change this compounding till expiry. Finally, I am going to invest $50 with 0% compounding. This is just a calculative risk. My total investment is going to be $150 which is splitted into 3 investments each $50 and different compounding rates. Please read again if you didn't get the concept. This is just my way of making money in this program. If you have better strategy then go ahead with yours.
Deposit bonus - If you invest from $5 to $499 then you will get $2 deposit bonus. If you invest above $499 then you will get $50 deposit bonus. This is just a clever strategy to attract big investments into the program. Usually people ask me whether giving bonus is bad sign or not. In my point of view, it is bad sign only when admin suddenly announces a bonus for deposits. Then it means real cash flow problem. But, this program gives bonus from day 1 itself. So, I don't think that it's a bad sign.
Payment options - BioTechInvFund accepts only Liberty reserve and Perfect money. But admin has plans to add bank wire deposit and other payment options soon. In my point of view, adding bank wire and strict pay would be a good choice for this program.
Security - BioTechInvFund is hosted on a dedicated server with SSL encryption & ddos protection. Hosting provider is very new - Ecatel Ltd from Netherlands. This program is running in a custom made script which is really very simple to understand. It is little disappointing that login page does not have turning code which will avoid hackers to login to our account.
Design/Content - Website has very simple design but very neat and professional. As per the website, it is a child company of Bio Aspects Inc., A certificate of registration is also available in the website. Admin is claiming that profits are made in biotechnology field. But, without proper proof, I can't believe these claiming. I consider this program as a game and you should also do the same. Coming to the usability of the website, it is pretty good. Website is loading fast and it is very easy to navigate even for new bies.
Support System - This is one stuff which attracted me immediately. I love websites with proper support ticketing system. This website has proper support ticketing system which means your support tickets are being tracked to closure. This ensures improved customer satisfaction and also eases the admin's work. In addition to this, phone and email support is also available. I am not interested in phone support. But, if you want you can try email support.
Points to Note-
- 10% referral commission. 95% refback offer. Check refback page.
- Dedicated sever, ddos protection, SSL secured, attractive plan, custom made script, proper support ticketing system
- Deposit bonus available.
- Admin marketing the site nicely.
- Interest are paid on calendar days
Quality factors:
Quality Factor | Rating |
Is it a sustainable investment plan? (High 6) | 4.50 |
How is the design and usability of the site? (High 4) | 4.00 |
Is the content of the site is original? (High 4) | 3.25 |
Is the site launched in hurry with issues? (more points if NO - High 4) | 4.00 |
Is it on a dedicated server? (High 6) | 6.00 |
Does it have DDOS protection? (High 6) | 6.00 |
How is the security of the program? (High 7) | 7.00 |
How good is the script used by the program? (High 10) | 9.00 |
How is the up-time of the program website? (High 5) | 5.00 |
Does it accept more payment processors? (High 4) | 3.00 |
Does the program has it's own forum? (High 2) | 0.00 |
Does the program has proper support ticket system? (High 4) | 4.00 |
How fast and how good the support team answers the ticket? (High 5) | 4.00 |
How is the admin marketing the site? (High 5) | 5.00 |
How about the website traffic ranking in alexa? (High 5) | 4.00 |
The X Factor (Hidden) (High 5) | 4.00 |
The Y Factor (Hidden) (High 5) | 4.00 |
The Z Factor (Hidden) (High 5) | 5.00 |
Is admin already a member of any forums and how long? (High 3) | 0.00 |
Is admin/any support team member active in any forums? (High 4) | 2.00 |
How is the opening response in forums? (High 6) | 4.00 |
Any spam mails for this program? (more points if NO) (High 5) | 5.00 |
Average rating | 4.22 |
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