How to Invest in HYIP?

Martin asks - How to Invest in HYIP? I understood from your blog that it is risky. But, I want to try it for fun. Any Hyip accepts direct bank deposit?

Thanks for the question Martin. I got your mail and glad that you understood that these investments are risky. I suggest you to read Rules of Online Investments before investing in HYIP. Start playing with very less money and understand the game. Then, slowly increase your investment as long as you are comfortable and afford to loose. Now, here you go.....

1. No HYIP program will accept direct deposit from bank. There are very few programs which accepts bank wire deposits. But, minimum to transfer via bank wire is always very high (more than 1000$). Instead you can have payment processors which helps you to deposit and withdraw money in Hyip programs.

2. Select your favorite payment processors. Payment Processors are like PayPal, but Paypal is not accepted in any Hyip programs. You have lot of other options to choose - Alertpay, SolidTrustPay, StrictPay, LiberyReserve, PerfectMoney, ECUMoney and EvoWallet. I advice to distribute your money in 2 to 3 pay processors. In case if some payment processor is down for few days or they scammed you, then you will have money in other processors. In Hyip arena, everything has a risk in it. So, you should always diversify your money to minimize the risk. For HYIP programs, Liberty Reserve, Perfect Money and Strict Pay are commonly used processors. For AutoSurf programs, Alertpay, SolidTrustPay, Strict Pay and Liberty Reserve are commonly used processors.

3. I always try to use Alertpay. In case if some program scammed you and you are not in profit, then you may raise a dispute in Alertpay. You have chance to get your money back from Alertpay. Strict Pay and Solid Trust Pay also allows you to raise dispute. But, they are slow and not managing the disputes like Alertpay. In all other processors, you cannot raise dispute. All payments are final.

4. Once you finalized your Payment processors then you have to transfer funds from your bank to payment processors. In Alertpay and SolidTrustPay, you can transfer funds directly from your bank account. You should first add your bank account and get it verified to do that. StrictPay allows bank wire deposit with little fee. All other payment processors requires a third party exchanger to transfer funds from your bank account to your processor account.

5. You can find list of exchangers in the payment processor site itself. Choose the one which suits you best. Avoid using exchangers which are not listed in payment processor sites.

6. Once you got money in your payment processor, then you are all set. Now, you have to start perform due diligence (Refer to Rule 2) and select programs which you like most. Take calculative risks and have fun.

Rule 4: Think before ReInvesting

This is the fourth part of multi-part series - "Rules in online investments".  Whether it is stock market or Forex or HYIP, there are always rules and strategies to be followed.  If you follow my set of rules, then definitely you can minimize your risk and maximize your profit.  If you are new to my blog then you can read the first 3 rules by following the below links,

Rule 1 - Invest what you can afford to loose

Rule 2 - Don't invest without doing due-diligence

Rule 3 - Diversify your investments

Let's assume that you invested 100$ in a program and got 150$ back after 1 month.  That's a 50$ profit, which is good.  Now, don't just re-invest all your 150$ back into that same program.  Don't just let your emotions take over.  Don't be greedy.  Here, all you have to do is - "Start from Rule 1".  Yes, you have to start all the way from Rule 1 for each and every re investments also.

 Now, Rule 1 - Are you ready to afford to loose 150$?  No, Not at all.  You did a good job last time and got 50$ profit.  Now, you will loose both your principle and profit if this program collapses.  So, how to take a decision at this situation?  I suggest you to consider a range and go to Rule 2.  If I am in this same situation then I will consider to invest between 0$ and 100$.  

Next, Rule 2 - This is the most important rule.  Perform your due-diligence.  Don't be careless here.  Read my Rule 2 article and follow each and every step mentioned there.  Rate the program with a scale of 1 to 5.  Don't reinvest if your average rating is less than 3.5.  You have high risk to loose your money.  If you get somewhere between 3.5 and 4.0, then you can consider to invest 25$.  If you get a rating between 4.0 and 4.25 then you can invest all your profit which is 50$.  Between 4.25 and 4.5, you can invest 75$ and above 4.5 you can invest 100$.  This is called Calculative risk.  You have to do all this math to minimize your risk.

As per Rule 3, you can diversify the rest of the money.  

Decision to either reinvest or not is always tough.  My advice is don't wait till the end of first cycle.  If you think that the program is doing well, then consider investing little more before the end of first cycle itself.  That will help you to minimize your risk even more when compared to reinvesting after first cycle.  I wish you all the best in your High Risk online investments.  

Fexity Review & News updates

Hello readers! Hope everyone is doing good.  Lot of HYIPs were launched in last few days.  I was analysing all the programs.  I have decided to spend even more time in due diligence and filter out the programs which are not meeting my requirements.  Now a days, admins are investing huge money for dedicated server, DDOS, security etc., but want to scam the investors soon.  So, do lot of DD before joining any program. 

I opted to review this program - Fexity.   Fexity is a short term HYIP which is hosted on a dedicated server with DDOS protection.  This is not the only reason why I opted for this program.  There are several other reasons - Admin is active in forums, New script, Proper support ticket system, Fast support and sustainable plan.  Let's have a detailed look at this program,

Plans - I usually starts with plans because that's what many investors are looking for.  We have two plans here - 2% for 15 days and 15% for 3 weeks.  Both plans have principle returned at the end of the term.  So, you will be getting a total returns of 130% and 145% respectively.  If you want to withdraw the principle earlier then you can do it for 10% fee.  Payment for daily plan is paid between 20 and 22 GMT time and payments for weekly plan is paid over the weekend.  No need to request for your payment.  All payments are automatic.  That's really cool.  I personally like this feature very much.

Custom made Script - Fexity uses a new custom made script.  This made me to think that admin is serious about her program.  If you are used to regular HYIP scripts, then you may find it little difficult to navigate and understand the work flow.  But, actually it is simple.  They have a STEPS page which explains the process in detail.  So, I will briefly explain the process flow in high level,

       STEP 1 - Go to the Invest page and fill out the form.  Here, you need to provide your username, email, Plan in which you want to invest, Ecurrency, Amount and Account number.

      STEP 2 - Once the form is filled and the payment is made then you will receive a email with your password and a link to access your member area.  It may take up to 4 hours to receive this email.  It seems that admin validate your payment and then approve.  But, I got it in an hour. 

     STEP 3 - Go to your members area.  You will see your deposited amount and all other information here.  Next time to make deposit, you can click on "Make Additional deposit" in your members area.

     How is that? So, the nice feature of this script is - "You should invest money to get registered in the website".  This reduces the number of inactive members to a great extend.  So, no need to maintain lot of members who are not interested to invest even a dime.  Another nice feature of this script is - "Automatic Payment".  As I mentioned in the Plans section, here payments are automatic.  This reduces lot of admins work.  Cool!

Payment Options -  Liberty reserve, Perfect Money and Strict Pay are accepted as payment options here.  As most of you know, these three processors are the most commonly used processors in HYIP world.  Why no alertpay and SolidTrustPay?  In my analysis it may be due to following reasons - 1) AP and STP has minimum transaction limit.  So, paying 2% automatically daily to these processors are ruled out  2) AP and STP verification process always takes time and 3) If number of PPs increases then it is difficult to manage for admin.  

Security - Fexity is hosted on a dedicated server with DDOS protection.  I am not sure about the size of DDOS protection.  But, this should be good enough for the start.  Being a new script, I am not sure about the security of the script.  I hope security is taken in to consideration while developing the script.  No SSL encryption.  But, investors are not always expecting this from admin.  So, it should be ok.

Design/Content - Design is attractive.  Background and font color are going well with each other.  Fexity claims that it invests in forex.  But all experienced HYIP investor knows that generating 30% returns in 15 days is not always possible in Forex.  So, I will consider this as a Game unless admin has valid proof to support it.  99.9% of HYIP programs are ponzi.  So, this is not a minus for this program at all.  End of th day, it's the admin's honesty and capability that counts....Let's wait and see.

Support System - How many support facility you want?  Here you can get support Live chat, Helpdesk and Fexity Forum.  On top of it, admin is also active in forums like MMG.  This is more than enough to handle the members concerns if any.  Admin is also very fast replying to tickets.  I like websites having proper support ticketing system.  That is professional way to address the members concerns.  So overall, Support system used by Fexity is awesome.

Bonus - Fexity calls the Bonus as FAB (Fexity Additional Bonus).  It ranges from 5 to 25% depending on your investment.  If you invest between 5$ to 1000$ then you will get 5%.  For investments between 1000$ to 5000$ you will get 15%.  If you really have guts to invest more than 5000$ then you will get 25% bonus.  I don't know how long this bonus is available.  So, grab this opportunity as quick as possible.

Points to Note:

• 5% referral commission
• Daily interest paid between 20 and 22 GMT and weekly interest are paid over weekends.  Payments are automatic.  No need to request.
• Fexity has proper support ticketing system
• Admin is available in forums.  In fact, Fexity has it's own forum
• LR, SP and PM are accepted here.  

Quality Factors:

If you are a regular reader of my blog then you may know that I have X, Y and Z factors while rating the program.  You can find those factors in the table below.  These factors are not revealed to anyone and kept as secret.  Now, I took some steps to improve those factors which inturns improves my rating system.  This is coming into effect from this review....

Factor	Rating
Is it a sustainable investment plan?	4.5
How is the design of the site?	4.25
Is the content of the site is original?	4
Is the site launched in hurry with known issues? (more points if NO)	4.25
Is it on a dedicated server?	5
Does it have DDOS protection?	5
How is the security of the program?	4.25
How is the up-time of the program website?	4.5
Does it accept more payment processors?	4.25
Does the program has it's own forum?	5
Does the program has proper support ticket system?	5
How fast and how good the support team answers the ticket?	5
How is the admin marketing the site?	4.25
How about the website traffic ranking in alexa?	Not Rated
How is the support from Senior members in forum?	4.25
The X Factor (Hidden)	3.5
The Y Factor (Hidden)	3
The Z Factor (Hidden)	3.25
Is admin already a member of any forums and how long?	0.5
Is admin/any support team member active in any forums?	5
How is the opening response in forums?	4.25
Any spam mails for this program? (more points if NO)	5
Average rating	4.19

Other news:

Admin of USDozen (reviewed here) sent out a newsletter.  It seems that USDozen is getting lot of extortion emails about DDOS attacks.  So, admin took a preventive measure and increased the site security.  That's a good sign which shows that admin is serious about the program.  Here is the newsletter from the admin,

Hello and how are you doing? I just sent this e-mail to inform you of a very important thing about our website. You really need to read this.

As suggested by HushHosting, I upgraded our server to more powerful dedicated server. This is after I received several extortion emails and threats of DDOS attack and many other things.

If you access USDozen via the domain name usdozen.com and you get redirected to this IP address http://124.217.247.150/ Do not worry, it is our website. It only means that the DNS servers have not resolved in your area. So once you access USDozen and you are not redirected to the IP address, then it means it has resolved in your area.

The server move / upgrade caused a temporary problem in automation of upgrades but upgrades are back to normal now. Another thing is that the server time is now 4 hours earlier than the previous server time. So if you get an error like you "You already surfed for today" then it means that you already did. So best to check the server time and see your earnings statistics to see if you already really surfed for that day.

In case you missed your earnings, you just need to contact me and I will gladly add your missed earnings.

If you have problems with your accounts please contact me.

Alertpay, the famous payment processor is undergoing maintenance on May 22nd, Friday between 8 a.m and 11 a.m.  See the update from Alertpay blog,

Attention AlertPay members, 

AlertPay will experience some downtime on Friday, May 22 between 8:00 a.m. to 11:00 a.m. for a firewall reboot. The site could be down for as little as a few minutes, but if there are any issues, the site could be down for longer. However, everything should run smoothly after 11:00 a.m. This reboot is necessary to the overall security of the AlertPay network. 

Thank you for your patience. We understand the importance of your business, which is why we will do everything in our power to get the site up-and-running as soon as we can.

That's it for today.  I got lot of feedbacks about my website.  In last 5 days, I got 17 feedbacks from my readers.  Thanks for your interest and motivating me to do this.  I will do my best.

Obeseverkeer Review

Hi guys! Things are improving in the auto surf industry.  We have another quality program launched Yesterday - Obeseverkeer.  I am checking the spelling twice, whenever I am typing "Obeseverkeer".  "Verkeer" means Traffic in dutch and "Obese" is an english word means very fat or over weight.  So, in my analysis "Obeseverkeer" means "Over weight Traffic".  Very weird name.  

But name is not an important factor for a program, it is the plan and the investors confidence in that program.  I am sure, Obeseverkeer has both now.  Obeseverkeer got an excellent opening in forums due to the fact that admin is a senior member of MMG.  Admin seems to be in Autosurf and Hyip industries from 2006.  It seems that he took a little break in 2007 and then become active in 2008 to till now.  So, he should have lot of experience in this industry which really helps to forecast the problems and possible issues.

This program is unique in atleast couple of ways - Plans and Script.  There are lot of things to be discussed about this program.  Let me present my review in a different way today - Questions and Answers

What investment plan does Obeseverkeer offers to its clients?

Obeseverkeer offers 6 to 9% variable interest rate daily for 15 days and No principle return.  So your total returns will be between 90 to 135%.  Yes.  You read it correct.  90 to 135% total returns.  If the program is not doing well then you will get 90% of your investment (Worst case, 10% loss).  If program is doing excellent then you will get 135% of your investment (Best case, 35% profit).  You can see today's interest rate in member's area.

Why 90% if the program is not doing well?

We are not supposed to ask this question.  Usually progarm admins will just abscond if the program is not doing well.  But here, admin forecasted this situation and planned in advance.  This is what I call as Experience.  As per admin's comment, 5% goes to ref. Comm. and 5% for site maintenance.  Remaining 90% is given back to you :)

What is bonus pack?  How it is beneficial for us?

For every Ad pack purchase, 20% of it goes to Bonus pack.  You can see your bonus pack information in members area.  Bonus packs are activated on 16th day of your ad pack purchase.  It means after your ad pack expires, the bonus pack will get activated.  Once it is activated then after that, for every 30 days we will get a rebate on it.  According to admin, this rebate ranges from 5% to 20% depends on his trading profit.  This is kind of passive income for us.

How long we will get rebates on the bonus pack?  Will it ever expires?

It will never expire under one condition.   We should be an upgraded member to get the rebate.  In case if your upgrade expires then you will become a free member automatically.  Once you become free member then you should upgrade within 7 days to continue to get the rebate balance.  Remember the minimum upgrade is 5$.

What are the surfing requirements to get the daily interest?

We have to surf 10 sites in a 10 second timer.  It's a manual surf.  So, don't click "Start surfing" and go away for a coffee :) 

Is it a daily payment or payout at expiry site?

Obeseverkeer pays daily to our account balance.  It is our responsibility to request the payout.  Withdrawals are processed once in a day with a maximum waiting time of 48 hours.  There are no payments in Saturday, Sunday and in public holidays.  So, don't complain in forums  if you requested your payout in weekends and not paid for more than 48 hours.

What payment options are available in this site?

Obeseverkeer supports only Liberty reserve and Alertpay.  Admin already mentioned in forums that Solid Trust Pay won't be added.  He claims that none of his forex brokers are accepting STP.

Is it true that admin really do trading forex market?

I am not sure.  But admin is active in forex forums in MMG.  It seems that he is trading in couple of forex broking services.  Unless credible proofs are shared, I will consider this as a mere game only.  

How about the security of the site? 

Good enough.  Obeseverkeer is hosted on a dedicated server with High DDOS protection.  It also uses custom script.  Usually custom scripts have atleast few bugs after launch.  But this script seems to be perfect.  So, I am sure security is taken in to consideration while developing the script.  This website does not have SSL encryption.  But, normally we are not expecting that from autosurf sites.  I don't know why.  But, we are not expecting SSL in autosurf sites.

Does this website have proper support ticketing system?

Nope.  It has a contact form which sends email to admin.  This is enough as of now.  But, if program grows beyond 1000 members then it will be difficult to manage the emails.  So, admin may consider implementing a support ticketing system after certain growth.  Another factor to be considered is, Admin is always active in forums.  So, we will get the problems solved faster. 

So, Are we going to have a long ride in this one?

I don't know.  Autosurf industry badly needs a solid program now.  Alertpay also fixed its credit card deposit problem recently.  So, there are chances that fresh money will come into the industry.  Let us hope for the success of this program.  Admin should use all his learnings in the past couple of years to make this program successful.  Fingers crossed.

Quality Factors:

As usual, my due diligence on this program and rating on scale 1 to 5 is given below.  

Factor	Rating
Is it a sustainable investment plan?	4.75
How is the design of the site?	4.25
Is the content of the site is original?	4.5
Is the site launched in hurry with known issues? (more points if NO)	5
Is it on a dedicated server?	5
Does it have DDOS protection?	5
How is the security of the program?	4.25
How is the up-time of the program website?	5
Does it accept more payment processors?	4
Does the program has it's own forum?	0
Does the program has proper support ticket system?	4
How fast and how good the support team answers the ticket?	5
How is the admin marketing the site?	4.25
How about the website traffic ranking in alexa?	Not Rated
How is the support from Senior members in forum?	5
The X Factor (Hidden)	4.25
The Y Factor (Hidden)	4.5
The Z Factor (Hidden)	4
Is admin already a member of any forums and how long?	4
Is admin/any support team member active in any forums?	5
How is the opening response in forums?	4.5
Any spam mails for this program? (more points if NO)	5
Average rating	4.35

On the News section I don't have much except that the USDozen (which is reviewed here) is started accepting STP.  See you all again soon in another blog.  Until then, Invest Less - Play Smart - Earn Forever.....

OnisGroup Review & News updates

Hi everyone! I am happy to present you the review of Onis Group - a HYIP which is already online for more than 3 months and paying successfully and has the potential to pay several more months.  I opted for this one after considering lot of factors like - Hosted on a dedicated server with DDOS protection, SSL encryption, Lot of Payment options, Paying already for 3+ months with a sustainable investment plan.

Plans - Onis Group has three plans - Silver, Gold and Platinum which depends on the amount you are investing.  But, I am sure most of the investors are using Silver plan which is for people investing less than 1000$.  Silver plan offers you 1 to 2% variable interest rate for the period of 30 calendar days with Principle return at the end.  If you are afford to invest more than 1000$ then you fall under Gold Plan which offers you a variable interest rate of 1.2 to 2.2% for 6o days.  Platinum plan offers you a variable interest rate of 1.5 to 2.5% if you afford to invest more than 5000$.  You can enjoy this return for 90 days. 

             Actually, you can use the Income Estimator in the website to find out your profit.  Compounding is available.  Once selected Compounding rate cannot be changed.  So, think twice before selecting the compounding rate.  I always prefer to have 60% as compound rate.  But, this time I went for 100%.  Because, here the investment term is just 30 days and I used Alertpay to invest.  I have alertpay verified account, so they will charge me 0.5$ for every transaction.  If I withdraw daily then I will loose 15$ in 30 days.  So, I opted for 100% compound rate.

            Another point regarding the plans is - Interest is paid 7 days a week.  Also, If you request a payment then you will be paid in 2 hours mostly and sometimes it will take up to 24 hours to get paid.  24 hours is not bad at all to get paid!

Payment options - Except SolidTrustPay, all major payment options are available here.  This site accepts Liberty reserve, Perfect Money, Pecunix, VMoney, Strict Pay, Alertpay and ECU Money.  I don't know the reason why STP is not accepted here.  But, if you really want to deposit with STP then transfer your funds from STP to Strict Pay and then deposit.  Hope most of you are aware that Stict pay has the functionality to transfer funds from STP.

Security -  I can say that admin exceeded all our expectations in terms of providing a secured website.  OnisGroup is hosted on a dedicated server with DDOS protection.  Also, Onis Group has SSL encryption for added security.  Withdrawal password is must here.  So, if you want to withdraw then you should know your withdrawal password.  This helps to avoid hackers to withdraw from your account.  So, overall Security is not at all compromised here.  Well done admin!

Design/Content - Onis group was having a bad design.  But, just before the third month of Brith day, admin re-designed the whole site.  Site design now looks very professional.  Onis Group claims that they have a team which are investing in Forex and Stocks.  But, we all know that all these HYIP programs are just a game.  So, I cannot believe in all these storeis unless credible proofs are available.

Support System - Support is available via phone and email.  There is no proper ticketing system even after 3 months of online.  This is little disappointing.  But, it seems that support team is very quick in answering emails.  As long as there is no communication gap between admin and investors then all these are good to go.  I prefer to have a Live chat support in website than phone support.  

Points to Note:

• Interest are credited on Calendar days (7 days a week)
• 5% Referral commission
• Interest rates are variable.  See the graph in Members area to know the percentage
• Compounding available.  Once selected then cannot be changed.
• All major payment processors accepted except STP
• SSL, Dedicated server, Hacker Proof and DDOS protection available
• Already paying for 3+ months and admin is good in advertising the program

That's all about Onis Group.  See the quality factors in next section.  Do your own DD before investing in any program.

Quality Factors:

Factor	Rating
Is it a sustainable investment plan?	4.75
How is the design of the site?	4.5
Is the content of the site is original?	4.5
Is the site launched in hurry with known issues? (more points if NO)	4
Is it on a dedicated server?	5
Does it have DDOS protection?	5
How is the security of the program?	5
How is the up-time of the program website?	5
Does it accept more payment processors?	4.5
Does the program has it's own forum?	0
Does the program has proper support ticket system?	4
How fast and how good the support team answers the ticket?	4.75
How is the admin marketing the site?	4.5
How about the website traffic ranking in alexa?	4
How is the support from Senior members in forum?	4.75
The X Factor (Hidden)	4.5
The Y Factor (Hidden)	5
The Z Factor (Hidden)	5
Is admin already a member of any forums and how long?	0
Is admin/any support team member active in any forums?	0
How is the opening response in forums?	4.75
Any spam mails for this program? (more points if NO)	5
Average rating	4.02

For latest rating, Please visit Program Details page

News Updates:

Guess what good news I have for you all regarding USDozen?  USDozen has Phone Support option available now.  USDozen admin is already active in forums and in addition to that he is offering phone support also.  This is simply great that the admin is always looking to improve the quality.  Another good news for investors is - SolidTrustPay will be added soon to USDozen.  This is another great move by the admin.  Much appreciated by lot of investors.  See the Newsletter below,

This is the first email newsletter that I am sending and I want to announce some very important things.

Usdozen now has a phone number where you can call me and ask me important questions that you cannot find any answer on the website or on the forums. I will be available on phone for limited time per day only. Even though you see me online on the forums does not necessarily mean that I am available on the phone at those times.

But even if I am not on the phone then, you can still leave me a message on the voice mailbox. Just remember to leave your user id # on your message so I can identify you.

On some occasions, I might call you back for important inquiries you have.

Ok here is our phone number: +1-646-807-1505

Solidtrustpay will be accepted soon on our website too. That is also one of the good news today.

I think that is all for now. The website is doing great. Many signups daily coming in.

New Programs - I am currently testing two programs -  Brics Forex and Obeseverkeer.  Brics Forex is a Long Term HYIP and Obeseverkeer (weird name) is an autosurf started by a senior member of MMG.  I may review Obeseverkeer first and soon.  I will decide soon.  

Thanks for reading my blog and have a wonderful day or night.

USDozen Review & News updates

Hello everyone! Today I am going to review a brand new AutoSurf program - USDozen.  After a long time in autosurf industry, this autosurf got very good opening.  There are lot of investors hoping that this will be online for few months atleast.  This autosurf has a very supportive admin who is active in forums and responding tickets very fast.  Also, this autosurf is hosted on a dedicated server with DDOS protection.  So, after considering all these factors I have decided to join this one and add it to my favorites.

Plans - USDozen has a sustainable and profitable plan.  It pays 11% daily for 11 days and payments are at expiry.  So, you will get 121% returns on your investments after 11 days provided you should have surfed 11 sites daily with 11 seconds timer.  Is 11 admin's lucky number?  I don't know.  All I know is this plan is very much sustainable due to the fact that the payments are at expiry. 

Payment options - Here you can upgrade with Alertpay, Strictpay and Liberty reserve.  SolidTrustPay is not accepted as of now.  But, admin is considering to add it soon.  I don't know how long it is going to take because STP verification process usually takes more time.  Anyway, current payment options will attract atleast 80% of investors into the program.

Security - USDozen is hosted on a dedicated server by HushHosting with DDOS protection.  Usually Autosurf programs are not coming with SSL encryption.  So, I don't bother about that.  Overall, Security is satisfactory and it meets all the requirements.  

Design/Content - Design is very attractive.  I like the bright lights in the header with 12 "$"  symbols which indicates Dozen.  Color selection for fonts are also good.  Kudos to the design team.  Awesome.  On the other hand, the content of the site is seems to be original.  FAQ is very simple and straight forward.  I am sure that admin puts in lot of work to make this site perfect.

Support System - Nothing special.  It's a contact form which sends out email to the admin.  This kind of support system is o.k in the beginning.  But, soon admin may consider to implement proper ticketing system. 

Points to Note:

• 3% ref. commission for 1st level, 2% for 2nd level and 1% for 3rd level
• Even free members can earn referral commission
• Admin is active in forums
• Payout at expiry. Ref. Commissions can be requested any time

Autosurf industry badly needs a stable program now.  Like all other investors, I am also hoping that this one will be stable for atleast or more than couple of months.  There are autosurfs which lasted more than 6 months with this plan.  So, it all depends on admin now.  We need a honest and active admin.  Let's hope for the best.

Quality Factors:

For latest Rating, Please visit Program Details page
Factor	Rating
Is it a sustainable investment plan?	4.5
How is the design of the site?	4.5
Is the content of the site is original?	4.75
Is the site launched in hurry with known issues? (more points if NO)	5
Is it on a dedicated server?	5
Does it have DDOS protection?	5
How is the security of the program?	4.5
How is the up-time of the program website?	5
Does it accept more payment processors?	4
Does the program has it's own forum?	0
Does the program has proper support ticket system?	4
How fast and how good the support team answers the ticket?	4.75
How is the admin marketing the site?	4
How about the website traffic ranking in alexa?	Not rated
How is the support from Senior members in forum?	4.5
The X Factor (Hidden)	4
The Y Factor (Hidden)	4.5
The Z Factor (Hidden)	4
Is admin already a member of any forums and how long?	0
Is admin/any support team member active in any forums?	5
How is the opening response in forums?	4.75
Any spam mails for this program? (more points if NO)	5
Average rating	4.13

News Updates:

There seems to be some problem in FinancialProfitsCorp program.  Admin is paying selective here.  I recommond readers to not invest here now.  I always consider selective payments as Not paying only and moved this site to Not Paying Status in my Program Details page

Solid Trust Pay administration sent out a newsletter with latest updates.  It is mentioned that, STP will soon have a new script, New look with advanced security.  STP's new script is going to have something called as Trust Card.  So, all members using the bank account or Credit card to deposit money should have that card for added security.  Read the newsletter below.  It is explained very well,

STPay will soon be announcing a New Script, New Look and Advanced
Security!

One of the biggest changes is the introduction of the TrustCard -
a revolutionary new idea to eliminate fraud and identity theft!
The TrustCard contains three secret codes, giving the cardholder
exceptional security and protection when using their account. The
card is anonymous - no username, personal name or any other
identifying information is listed. If lost or stolen, it is
completely useless to the finder.

A TrustCard purchase will be mandatory for ALL members wishing to
use bank accounts and/or credit /debit cards starting 15 May
2009.

TrustCard Security Benefits

Identification Code: this word will be used to identify you to
our Customer Support Representatives over the phone. This code is
never transmitted via the internet, so it is impossible for
anyone other than the true member to get information about their
account.

Payments Code: this code will be required to process all Direct
Bank and Credit/Debit Card transactions. As the code will never
be e-mailed or made electronically available, only the true owner
of an account has access to these sensitive payment types.
Successful VISA and MasterCard transactions will be confirmed
instantly, giving you immediate access to your funds!

Password Code: this code will allow you to change your secondary
password at anytime to whatever you want! Members without a
TrustCard will have to wait 24 hours and answer security
questions in order to have a computer generated secondary
password emailed to them.
Equally as important as the secure information on the card is the
method of delivery. The TrustCard will be shipped to members via
Registered Mail or Courier. This adds a new level of address
verification and eliminates identity theft criminals from sending
in stolen or falsified identification documents.

Please visit the FAQs for answers to many of your questions.
The STPay TrustCard - putting YOU in control !!



SolidTrust Pay - Your Money, Your Way!

That's all for today.  See you all in another blog very soon.