DreamFunds Review & News Updates

Hello everyone!  Hope most of you are eagerly waiting for Christmas.  One of my reader asked me,  how many programs I am investing in?  My reply was 15.  Yes, I am investing in 15 programs which includes couple of new programs that are in testing stage.  Usually, I select quality programs and then I will test them with little investment for few days.  When I am satisfied completely, then I will review them.  For example, I am investing in HiluxFund, MySolidInv, FxStar, DreamFunds etc., which are not monitored and reviewed by me.  There are several reason for this.  For example, I felt MySolidInv website as complicated website and hence investors may hesitate to join.  So, I didn't review.  But, I have $30 investment going on with that one.

Today, I am going to review one of the program which I am investing for quite some time but didn't review it.  It's DreamFunds.  DreamFunds admin was not marketing the website properly for long time.  So, I was doubtful about the success of the program.  But, suddenly admin of DreamFunds started big advertisement campaign.  If admin's best interest is to sustain the program for long time, then this will definitely help.  Let's take a deeper look into the various features of this program.



Plans - As usual we are starting with plans.  Standard plan is for investments between $5 and $1000 which pays 3.6% for 40 business days.  You will get your principal back after 40 business days.  So, your total returns will be 244% which includes your principal.  This is really a high profit for 40 business days.  40 business days means approximately 2 months.  So, you are getting 244% returns in 2 months.  If you can afford to invest more than $1000 and up to $5000 then you will get 5.2% for 40 business days.  This plan is called as Advanced plan.  I personally don't recommend this plan to anyone.  It is too risky.   But, dream funds do have another plan for investments over $5000.  I am not going to discuss it here.

So, it is clear from the above discussion that the minimum to invest here is $5.  Interest is paid only on business days.  Withdrawals are not automatic.  You have to request them.  Compounding is not allowed here.

Payment options -  DreamFunds accepts Liberty reserve, Strict pay and Perfect Money payment processors.  It was accepting Alertpay but then discontinued that payment option.  I thought this will affect the program.  But, it doesn't seems to be.  There is no deposit or withdrawal fee for any payment processor.

Security - This is the factor which first attracted me to this website.  DreamFunds is hosted on a dedicated staminus server with HIGH ddos protection by ddoswiz.  Website is also SSL encrypted which ensures secure transactions.  Program is using MonetarySoft script which is quite new to the hyip industry.  I hate one stuff in this script.  It is not storing payment processor details while registering.  So, you have to enter your payment processor ID and amount each and every time.  Would be great if they add this feature in next version.

Design/Content - Design of this website is average but content is really very poor.  Lots of spelling mistakes in FAQ section.  Content present in this website are usual content that you can see in many hyip programs.  One plus is, DreamFunds is a registered company in UK.  I verified the registration and it is original.  But, it doesn't mean that they are into real business.  I consider this one as a pure HYIP ponzi scheme only.

Support system - DreamFunds has excellent support system.  Script has a feature to track support tickets which ensure that tickets are not missed.  I personally like this feature very much.  Live chat is also available.  But, most of the time it appears to be offline.  May be my day time is admin's night time.  You can also contact by phone.  But, I am sure no one is going to try this.

Overall, this one is kind of average program.  If you get in early then you can get some profit.  I joined it early so I am confident about my profit.  It's up to you to decide whether to join now or not.

Points to Remember-

• Dedicated server, DDOS by ddoswiz, SSL encryption, UK registered company, medium term plan
• 6% referral commission
• SP, PM and LR are accepted
• It was accepting AP, but then discontinued due to problems.
• Program is already 50 days old and paying without any problems.

Quality Factors:

Quality Factor	Rating
Is it a sustainable investment plan? (High 6)	4.75
How is the design and usability of the site? (High 4)	3.25
Is the content of the site is original? (High 4)	3.00
Is the site launched in hurry with issues? (more points if NO - High 4)	4.00
Is it on a dedicated server? (High 6)	6.00
Does it have DDOS protection? (High 6)	6.00
How is the security of the program? (High 7)	6.00
How good is the script used by the program? (High 10)	6.00
How is the up-time of the program website? (High 5)	5.00
Does it accept more payment processors? (High 4)	3.50
Does the program has it's own forum? (High 2)	0.00
Does the program has proper support ticket system? (High 4)	4.00
How fast and how good the support team answers the ticket? (High 5)	5.00
How is the admin marketing the site? (High 5)	4.50
How about the website traffic ranking in alexa? (High 5)	3.50
The X Factor (Hidden) (High 5)	4.00
The Y Factor (Hidden) (High 5)	4.00
The Z Factor (Hidden) (High 5)	4.00
Is admin already a member of any forums and how long? (High 3)	0.00
Is admin/any support team member active in any forums? (High 4)	0.00
How is the opening response in forums? (High 6)	4.25
Any spam mails for this program? (more points if NO) (High 5)	5.00
Average rating	3.90

News Updates:

Moneycare is gone.  It stopped paying for lots of investors.  But, still some monitors and blog admins are being paid including me.  I am getting paid approximately three times a week.  I don't know the logic behind this.  I don't think this program is closed because of non availability of fund to pay.  I am sure this program was getting lots of deposits even this month.  I think admin just decided to celebrate Christmas with others money.  I hate this attitude.  But, many admins in this industry are like this only.

EcoSystemFunds is also gone.  But, I am happy lots of my down lines didn't invest in this program.  Only one person invested under me and that too very less money.  I could not find out any bad signs for this program.  This program was running fine without any problem.  But, suddenly admin decided to stop paying.  I alerted my down lines when selective payments started.  It was paying selectively for at least one week.

Other programs are doing fine.  There are some changes in the ratings which you can find out in my program details page.

Urgent Warning

Hello everyone!  WARNING!!! Some scammer  sent the following email to me.  I am sure lot of other investors should have got this email.  Don't open that email.  Don't click any link on this email.  Don't provide your password.  This email contains a link which appears to be going to liberty reserve.  But, it is actually not.  I am pasting this email below,

Vegamex Review

Hello readers! Last couple of days, I was chatting with 6 or 7 investors who want to know my investment strategy and advice.  In fact, two of them are very experienced than me and they just want to know my strategy to analyze.  It was very informative when I chat with them.  We derived into some conclusion which I will organize and publish as a separate post.  For now, let's get into the today's topic.

Vegamex is a newly launched long term program which looks good.  I decided to review this program only because it's a long term program with quality website and verified UK registration.  These factors shows me some positive signs and I hope it will give me some profit.  But as always, it is better to jump in as early as possible.  Let me explain this program in depth,

Join under me and get 95% referral commissions back. Check my refback offer.

Plans - There are four plans based on the amount you would like to invest.  Starter plan is for investments between $10 and $2,500 which gives you 1.8% daily interest rate for 100 business days.  Advanced plan is for investments between $2,501 and $10,000 which will give you 2.2% daily interest rate for 115 business days.  All plans will return the principal at the end of the term.  I am not going to explain other two plans because it is not wise to invest more than $10,000 in a game like this.  So, let's take a quick example to understand our returns.  Assume that you invested $100 in this program.  Your investment will belong to starter plan which will give you 180% returns + Principal back = 280% total returns.  So, you will ultimately get $280 for your $100 investment.

As you can see in my discussion above, the minimum to invest is $10 for this program.  Compounding is not allowed in any of these plans.  This is also one reason why I considered to invest in this program.  It is less risky when compared to programs which offers compounding.  Admin can easily pay for long time and I hope he will.

Payment options - No need to worry.  Vegamex accepts all popular e-currencies. It accepts Alertpay, Liberty Reserve, Perfect Money, Strictpay and SolidTrustPay.  If you want, you can also invest from your balance.  There is no deposit or withdrawal fee in any payment processors.  Your account balance should be at least $1 for Alertpay withdrawals and all other payment processors does not have any minimum limit.  In fact, the $1 Alertpay limit is the limit imposed by Alertpay and not by Vegamex.

Security - Vegamex is hosted on a dedicated sever by Genius guard with high DDOS protection.  Admin also implemented 256 bit SSL encryption to give extra security to transactions.  If you are interested, you can enable advanced security features like IP change detection and browser change detection which will help your account to be more secured.  It is absolutely not possible for any hackers to get into your account.  You have to enter the transaction code during withdrawal.   So, overall the security is top notch here and I am sure you can invest comfortably without worrying about security.

Design/Content - Design is not the best, but it is good and professional.  Vegamex is using Gold coder licensed script which is known to all hyip investors.  Vegamex is a UK registered company which you can verify here.  Just search for company number "04323476" and then verify the address with the address present in the footer of the website.  Vegamex also has a Comodo identity assurance certificate for $100,000.  But all these factors does not mean that your profit is guaranteed.  After all, it's a high yield investment program.  So, your profit is not guaranteed and it is highly risky.  So, don't invest what you can afford to loose.

Support system - Vegamex has only one support option.  You can contact the admin by using the contact form which just sends an email to the admin.  I would be happy if I see Live chat functionality.  But, unfortunately it does not have that.  This is ok as of now.  But, when program grows fast then managing the emails will be very difficult and having a live chat and proper support ticketing system will ease the ticket management.

Points to Remember:

• 5% referral commission
• Dedicated server, DDOS protection, SSL, Sustainable plans, Comodo seal and UK registration
• Interest paid only on business days in all plans
• All major payment processors are accepted here
• No deposit or withdrawal fees for any transactions

Quality Factors:

Quality Factor	Rating
Is it a sustainable investment plan? (High 6)	4.50
How is the design and usability of the site? (High 4)	3.00
Is the content of the site is original? (High 4)	3.25
Is the site launched in hurry with issues? (more points if NO - High 4)	4.00
Is it on a dedicated server? (High 7)	7.00
Does it have DDOS protection? (High 7)	7.00
How is the security of the program? (High 10)	9.00
How good is the script used by the program? (High 10)	6.00
How is the up-time of the program website? (High 5)	5.00
Does it accept more payment processors? (High 4)	4.00
Does the program has it's own forum? (High 2)	0.00
Does the program has proper support ticket system? (High 4)	2.50
How fast and how good the support team answers the ticket? (High 5)	5.00
How is the admin marketing the site? (High 5)	4.00
How about the website traffic ranking in alexa? (High 5)	3.50
The X Factor (Hidden) (High 5)	4.00
The Y Factor (Hidden) (High 5)	4.00
The Z Factor (Hidden) (High 5)	3.75
Is admin already a member of any forums and how long? (High 3)	0.00
Is admin/any support team member active in any forums? (High 4)	0.00
How is the opening response in forums? (High 6)	4.00
Any spam mails for this program? (more points if NO) (High 5)	5.00
Average rating	4.02

CSM Finance Warning & more news

Hello readers!  I am getting at least 5 mails a day asking to review programs.  First of all, thanks for your interest in my reviews.  I am not reviewing any programs for some time just to avoid promoting scammers.  I got review request from 6 programs in last 2 weeks, but I had some concerns about those programs.  So, I refrained from reviewing those programs.  I don't want to loose my readers by reviewing scam programs.  Hope everyone understands my concern.

Now, let's jump into today's topic.  CSM Finance is showing bad signs and I request my readers to not invest in that program.  CSM Finance is paying selectively and couple of my friends are not paid for the previous request.  Usually payment request are instant.  This may be because of LR API problems today.  I can't login to my LR even now.  It is showing some error message.  But, other instant paying programs are paying fine.  So, it definitely raises RED FLAG.  [Admin of CSM Finance fixed the problem and pending payments are paid to everyone.  Admin claimed that the payment issues are caused due to LR API problems.  It should be safe to invest in CSM Finance now.]

Moneyplus' Alertpay account is blocked and admin is currently paying the alertpay balance via Liberty reserve and perfect money.  This looks like a nice deal.  Usually exchaning from alertpay to LR or PM is very expensive :)  Anyway, this is a bad sign for this program.  But, since it is a long term program, it can easily withstand this bad sign.  So, don't worry if you invested in Moneyplus.

All other programs in my favorites are rocking.....

Yesterday, I joined in VegaMex and currently testing the program.  Vegamex is a registered company in UK with a quality website.  Website is SSL encrypted and hosted on a dedicated server by Genius Guard.  It is using licensed Gold coder script which most of us are very much used to.  Above all, it is a long term program, so probability of making profit in this one is higher.  I am offering 95% of referral commission back for this program which is 4.75% back to you.  If you invest $100, I will give $4.75 back to you.  I am currently negotiating with admin to offer higher referral commission back (RCB).  So, don't hesitate to join under me by clicking here.