CobexTalent Review

Hey guys!  Hope everyone is waiting for weekend like me.  I love thursdays and fridays because weekend is about to start.  I hate Sundays and Mondays because they are start of another busy week.  o.k.  Let's take a look at another HYIP program - CobexTalent.  As of now, HYIP industry looks attractive than autosurf.  We have few quality programs around.

CobexTalent program started on 2nd April.  It claims to be a registered company in Panama and having it's branch in New Jersey, USA.  In my point of view, it has lot of plus like Dedicated server, DDOS protection, professional design, sustainable plan etc.,  CobexTalent has 3 domains - .biz, .com and .net.  Let's discuss about the features of this program,

Plans - They basically have 4 plans which are described very good in their website (see below image).   Compounding is available only in Low Risk Classic plan.  Minimum ranges from 5$ to 50$ depends on the plan.  There are two important points to be noted here - 

                     1) You cannot change compunding % once selected

                     2) Interest is paid only on weekdays Mon - Fri

Payment Processors - CobexTalent accepts three payment options now - LR, AP and PM.  The image above the footer of the site says that Pecunix is also accepted.  But, I could not find it as an option while investing/Sign up. It would be great if Strict pay and Solid Trust Pay are added.  I asked about this to admin.  I will update you once I get reply.

Security - CobexTalent is hosted by Dragonara in a dedicated server with High DDOS protection. There is no SSL.  SSL is always an added advantage but not mandatory.  You have to enter a pin while withdrawing funds.  This prevents hacker to withdraw your funds in case if your account password got hacked.  A virtual keyboard is available to enter the pin.

Design/Content - Design of the site is awesome.  It's very professional and easy to navigate.  Content of this site is not mere copy & paste.  Admin really spent some valuable time in it.  I like the words of Bill Gates in about us page - "Either you are in the internet business, or you'll be out of business."  I can remember seeing this quote in DTM forum's Motivational quote of the day thread.

Support System - You can contact the administration by mail or phone. Yes, you can see a Toll free number and a US number in there website.  Anyway, phone support is not that much useful,  instead if admin has Live chat enabled then it would be very nice.  You can notice there New Jersey office address in Contact us page.  I took a look at the address in Google Maps video.  It's just an ordinary street with apartments.  Who knows, they may have there office in any of the apartments.  For me, it does not matter at all.

Currency Exchange - If you have amount in account balance then you can exchange it to different processors.  This feature helps admin to manage his funds in different processors.  This also motivates the investors.  Admin mentioned that there is a fees for the exchange.  But, I could not see any fees in the table present in currency exchange page.  May be admin needs to fix this.

Points to be noted

• Compounding is available only in Low Risk Classic plan and you could not change the % after investment
• Interest credited only in week days except USA and Panama official holidays.  Pricipal back in all plans
• 5% ref. commission
• I could not see any banners in the banners section.  Admin needs to fix this too.
• As per the FAQ, withdrawal is INSTANT after request. It means you will get your fund instantly to your e-currency account upon request.  I doubt that this may be a bug in FAQ. Let's wait and see....

You can use the Quality factors given below for your due-delligence.  I advice you to take your own decision based on the information given here.  Quality factors are various factors which I will consider seriously while rating the program.  Each factor is rated in a scale of 1 to 5 and the average is taken as the overall program rating.  Today there are some factors which are not rated because it is too early to rate it now.  But, I will update the rating whenever it requires.  I am sure the rating for this program will increase after some days.

Quality Factors

Rated in a scale of 1 to 5.  X, Y and Z factors are hidden rating factors Factor Rating Is it a sustainable investment plan? 4.5 How is the design of the site? 4.75 Is the content of the site is original? 4.75 Is the site launched in hurry with known issues? (more points if NO) 4 Is it on a dedicated server? 5 Does it have DDOS protection? 5 How is the security of the program? 4.5 How is the up-time of the program website? 5 Does it accept more payment processors? 4 Does the program has it's own forum? 0 Does the program has proper support ticket system? 3.75 How fast and how good the support team answers the ticket? 4.5 How is the admin marketing the site? Yet to Rate How about the website traffic ranking in alexa? Yet to Rate How is the support from Senior members in forum? Yet to Rate The X Factor (Hidden) 5 The Y Factor (Hidden) 5 The Z Factor (Hidden) 4 Is admin already a member of any forums and how long? 0 Is admin/any support team member active in any forums? 0 How is the opening response in forums? 4 Any spam mails for this program? (more points if NO) 5 Average rating 3.83

I believe this review is useful.  I appreciate your feedback and questions at admin@mywayofmakingmoney.com.  See you all in another blog very soon until then take care and invest smart.......