Rule 3: Diversify your investments

Hello all! This is a third part of the multi part series - Rules in Online investments.  These are rules which every high risk online investors should follow to minimize there risks.  Most of the beginners in HYIP and Autosurf investments are not aware of these rules and hence they are loosing there valuable money.  I want beginners to be aware of these rules so that they can invest smart and for long time.  If you didn't get a chance to read my Rule 1 and Rule 2 then you can follow the link below to read

Rule 1 - Invest what you can afford to loose

Rule 2 - Don't invest without doing due-diligence

Let's assume that you did all your due-diligence about a program (Rule 2) and decided to invest not more than 200$ per month (Rule 1).  Now, if you invest all these 200$ in one program then you may loose 100% of your seed money.  Being it is a low-risk program or high-risk program, always diversify your investments.  Even if a program offers 1% daily then there is a risk in it.  So, the only way to minimize these risks - "Diversify your investments". 

How to maintain a balanced portfolio?  Your portfolio should be well balanced.  You should not diversify your investments in all High Risk programs.  You can do that but your risk will be more.  So to minimize your risk, always have couple of long term investment programs also in your portfolio. 

How many programs I should have in my portfolio?  I always prefer to have 5 to 7 programs in my portfolio.  I divide my seed money between all these programs and invest.  Always, make sure that you are not investing more than 25% of your seed money in one single program.  Have at least 4 programs in your portfolio and distribute your money across all programs. 

My Risk Table:

Risk Type	Seed money %	Plan	Example
Very High RISK	5%	Greater than 100% profit in 30 days	25% daily for 5 days (Daily Payment) 12% daily for 12 days (Daily Payment) 14% daily for 10 days (Daily Payment) 15% daily for 10 days (Daily / At Expiry)
High RISK	25%	70 to 100% profit in 30 days	12% daily for 12 days (At Expiry) 14% daily for 10 days (At Expiry) 10% daily for 14 days (Daily / At Expiry) 8% daily forever (Daily) 9% daily for 15 days (Daily)
Medium RISK	30%	40 to 70% profit in 30 days	9% daily for 15 days (At Expiry) 100% after 50 days (At Expiry) 1.5% daily for 60 days (Daily / At Expiry) 5% daily for 30 days (Daily)
Low RISK	30%	25 to 40% profit in 30 days	8% daily for 15 days (Daily / At Expiry) 117% after 13 days (At Expiry / Daily)
Very Low Risk	10%	Less than 25% profit in 30 days	9% weekly for 6 months (Weekly) 1.5% daily for 4 months (Daily)

You can change the Seed money % in the above table as you like.  This is just my way of investment.  I don't like Very Low risk investments.  I believe they are boring.  But, actually they are safe when compared to others.  On the other hand, I don't like Very High Risk investments also.  They are too risky where admins keep on collecting investors money lol.,  I distribute most of my money in High Risk, Medium Risk and  Low Risk programs.

That's it about this rule.  This is a very simple rule which does not require lot of explanations.  But do remember that you have to follow these rules in order.  If you did a mistake in Rule 1 and/or in Rule 2 then it will affect Rule 3 also.  For example, if you failed to do your due-diligence properly (Rule 2) then you may lose your money in that program.  But, if you strictly followed Rule 3 then definitely you might have minimized your lose.  So, always think more before joining any program.  Of course, without taking risk you cannot get profit.  But, all I want to say is your risk should be Calculative.

See you all again in my other blog soon....