Hi guys! Hope everyone is taking calculative risks to earn nice profit. I personally feel like long term hyip programs are less interesting and short term hyip programs are more risky. I need something in between which is both profitable and comparatively less risky. That's when medium term programs will come into picture. I love to play medium term programs. Especially I enjoyed playing Novalex finance this year. I was in profit in Novalex finance which paid 200% total returns in 50 days. Now, I got a program to review which has almost similar plans like Novalex finance -
MoneyCare.
Moneycare is one amazing medium term program which is paying for last two months. It started on August 26th and already completed the first cycle. As per my analysis, this program still have lot of scope to grow and it is growing. Recently admin launched advertisement campaigns in all reputed forums and monitors which boosted the alexa rank for this program. Some good features this program has are - Dedicated server, DDOS protection by ddosWiz, SSL encryption, Comodo identity assurance seal, automatic payment, domain registered till 2019 in case if this matters to you. Now, let me explain various features in this program...

Plans - Moneycare offers 6 plans, but believe me it is not as complex as it sounds. You can broadly classify these 6 plans into 2 plans - Daily & Weekly. Then, the amount you want to invest determines your daily or weekly interest rates. Let us first discuss the daily plan. If you invest between
$20 and $200 then you will get
2% daily interest for 50 business days with your principal returned at the end of 50th day. This gives you a total returns of 200% which means your money is doubled. If you wish to invest between
$201 and $2,000 then you will get
2.25% daily interest for 50 business days with your principal returned at the end of 50th day. This gives a total returns of 225% which is 25% more than the previous plan. If you are ready to risk
$2,001 to $20,000 then you will get
3% daily interest payment for 50 business days which gives you 250% total returns including your principal.
Let's see how much you can earn in weekly plans. If you invest between $20 and $200 then you will get 12% weekly interest payment for 10 weeks which gives a total return of 220% including your principal which is returned at the end of the term. If you are ready to invest between $201 and $2,000 then you will get 15% weekly interest payment for 10 weeks which is whooping 250% total return including your principal. Finally, if you wish to invest between $2,001 and $20,000 then you will get 18% weekly for 10 weeks which gives a total return of 280%!!!!
Now, if you ask me, I prefer to invest in weekly plans when compared to daily plans. Why? Because they are more profitable and I don't think that weekly plans are risky when compared to daily plans. Getting payment once in a week is absolutely fine for me. Let's say you want to invest 250$ in moneycare program. If you invest that 250$ in daily plan then you will get $562.5 total returns (225%) whereas on the other hand if you invest it on weekly plan then you will get $625 total returns (250%). To get the same 250% in daily plan, you have to invest more than $2,000. This is just my personal opinion. You are very welcome to choose your own favorite plan.
All daily interest payments are made around 10 am EST monday-friday. Weekly payments are made once a week at 10 am EST. Sometimes, the weekly payments are made in week ends also. If you join the program in weekend and you selected weekly plan then you will get payouts on weekends. All payments are automatic to the payment processor in which you invested. So, don't worry about requesting payments. No compounding is allowed.
Payment options -
Moneycare accepts Liberty reserve, Perfect Money, Strict pay, ECUMoney, Global Digital pay and C-Gold. I believe that admin added all required processors for a hyip program. There are no deposit or withdrawal fee in moneycare.
Security - Moneycare is hosted on a dedicated server with DDOS protection by DdosWiz. Admin took a good decision and bought SSL encryption for payment transactions. It is must because the program is not using any script at all. Comodo verified the identity of the website. You can check out the comodo seal in the home page. For your satisfaction, you can compare the address in the Comodo seal and the registrant address in whois database. I already did the comparison and everything looks identical.
Design/Content - Design is simple and professional. No need to speak much about the usability because no script is used. But, whatever information we have in the site are very easy to access and navigations are very user friendly. I feel that FAQ page has really less questions answered. Looks like admin is not interested to copy & paste the usual questions like Can I lose money? etc.,
Coming to the content of the site, as usual this program is also claiming that it generates profit from forex market. They explained something called principal-protected investments where they will invest only 20% of our principal in forex and remaining 80% are invested in safe investments like bank CDs. It's really funny to read different concepts that admins are introducing to attract the investors. I have no plans to believe these. Do you
They do have the certificate of incorporation if you are interested. You can check various company documents in the contact us page. Moneycare claims that they are registered in Belize. Now-a-days lot of hyips are claiming to be registered in Belize. I won't usually believe this until they have a link to verify the company info in a public site.
Support System - Moneycare has a really simple contact form using which you can contact the admin. No live chat or proper ticketing system available here. Little disappointing. I raised a ticket and I got reply in 12 hours which is not bad. If you want to send direct email to admin then send it to support@moneycare.bz.
Points to Note-
- Whooping 10% referral commission!!!
- Medium term plans almost like Novalex finance
- Automatic withdrawal to your payment processor account
- Claims to be registered in Belize
Quality Factors:
I analyse all the programs in depth and rate them using various quality factors. I believe this is the honest way to rate any program. Once program is rated, I will keep watching the popularity of the program using various tools and the rating is updated accordingly. Keep an eye on
program details page for latest rating for any program.
Quality Factor | Rating |
Is it a sustainable investment plan? (High 6) | 4.00 |
How is the design and usability of the site? (High 4) | 4.25 |
Is the content of the site is original? (High 4) | 4.50 |
Is the site launched in hurry with issues? (more points if NO - High 4) | 4.00 |
Is it on a dedicated server? (High 7) | 7.00 |
Does it have DDOS protection? (High 8) | 8.00 |
How is the security of the program? (High 10) | 10.00 |
How good is the script used by the program? | NA |
How is the up-time of the program website? (High 5) | 5.00 |
Does it accept more payment processors? (High 4) | 5.00 |
Does the program has it's own forum? (High 2) | 0.00 |
Does the program has proper support ticket system? (High 4) | 2.50 |
How fast and how good the support team answers the ticket? (High 5) | 5.00 |
How is the admin marketing the site? (High 5) | 4.50 |
How about the website traffic ranking in alexa? (High 5) | 4.25 |
The X Factor (Hidden) (High 6) | 4.00 |
The Y Factor (Hidden) (High 5) | 3.50 |
The Z Factor (Hidden) (High 5) | 4.00 |
Is admin already a member of any forums and how long? (High 3) | 0.00 |
Is admin/any support team member active in any forums? (High 2) | 0.00 |
How is the opening response in forums? (High 6) | 4.00 |
Any spam mails for this program? (more points if NO) (High 5) | 5.00 |
Average rating | 4.21 |
News Updates:
As I mentioned in my post
here,
UnixTrust scammed all the investors without even paying for first cycle expiry. It payed only for those who invested very less amount and to monitors. I hope at least my readers are not scammed by this program. I will continue to warn if I feel confident that some program is going to scam.
MindPowerSurf - This progrm is ON HOLD status as requested by the admin. Starting a new program is really a very bad move by the admin mircea. I am sure that mindpowersurf is not going to recover from this trap. This program doesn't last for two cycle fully. I expected it to last for atleast two cycles. Looks like autosurf programs are not going to recover at all. If a 14x10 surf program cannot last even for two cycles then I don't think we see a recovery in near future. I don't know how many percent the admin took as profit. But, I am sure putting a program on hold and starting another program is very very bad idea and I am not going to join in the new program.
ShiftMoney - This program is always in news due to some reasons. Yesterday this program got into some problem with its SolidTrustPay account. It looks like STP is asking more documents for proof and admin is sending it today. One good news is, admin promised that STP will be available soon for investment after the approval. Admin refunded all the deposits which are made yesterday using STP. Some actions by this admin are too promising that he really want to continue this program for long term. I am really watching closely how well this admin is managing this program. Now, Shiftmoney crossed 900 member count. Growth is actually slow when you compare a usual short term program. May be investors are cautious because of the upcoming festival season.
IncoForex - IncoForex website is working fine after DDOS attack. But, banners are still not working for me. I guess all monitors are also having this same issue. I have decided to reduce the rating for Incoforex from 4.31 to 4.25 due to the downtime last week.
All other programs are performing well and they are not in news today.
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