Plans - ClockWorkInvestment offers 5 different plans. First plan is called as Newbie which offers 0.8% daily interest for 5 business days. Principal will be returned at the end of 5th business day. Minimum to invest in this plan is as low as $1. Total returns including your principal is 104%. If you want better returns then go for Beginners plan which offers 1.1% daily interest rate for 15 business days. Principal will be returned at the end of the term. This plan gives you a total returns of 116.5% including your principal. If you can afford to invest $50 or more then go for Intermediate plan which offers 1.3% daily interest for 20 business days. This gives you a total returns of 126%. For investments from $100, you will get 1.6% daily interest rate for 30 business days. This plan is called as Expert plan which gives total returns of 148%. Finally, for investments starting from $500, you will get 1.8% daily interest rate for 40 business days. This plan is called as Advanced plan with a total returns of 172%.
As you read above, interest are paid only on business days. Minimum investment is $1 and there is no maximum limit. Compounding is not allowed in any plans. There is no fee for withdrawal or deposit.
Payment options - Only Liberty reserve payment processor is accepted here. This may be one reason why this program is growing very slowly. It would be great to see Perfect money and Strict pay added. That will definitely help this program to grow faster. This program uses an unique script in which deposits are not automatic. Once you deposit, you will see that in your account history but with Pending status. In 12 to 24 hours admin will activate your investment and henceforth you will receive your interest rate. If the program grows well then this will be a problem. Manually activating the account will take lots of time and investors won't like it very much. So, it would be great if the programmer makes the investments activated automatically.
Security - Clock Work Investment is hosted on a dedicated server by Godaddy. I could not confirm whether it has DDOS protection or not. But, it do have 256 bit SSL encryption which ensures safe transactions. It uses Re-Captcha check during login which make sure that you are not a bot. Recaptcha check is really awesome and it is far far better than the traditional tuning code check. But, some members don't like the recaptcha check. They feel difficult to read and enter the words. It is made in that way to ensure your security. So, you have to adjust with this. During registration, you have to enter a withdrawal safety password which will be asked every time you try to withdraw your cash balance. So, even if a hacker is successful in logging in to your account it is not possible to withdraw without knowing your withdrawal password. Nice features.
Design/Content - Design is simple and professional. I like the usability of the website. Pages are loading faster and easy to navigate. Admin is claiming to be generating the profits in forex market. But, there is no proof available in the website for this. So, I am not going to give importance to this. Admin of this program is a moderator for German threads in Golden talk forum. Golden talk forum is known for quality members and informative topics. I hope this admin will run this game honestly. I like the stats page in this website which gives lot of information about the transactions. I think this is the first time I am seeing this much information in stats page.
Support System - You can contact the admin using the usual contact form available in the contact us page. If you see admin online, then you can chat with him. Go to the Chat page on the website to see whether admin is online or not. I don't know during which time he will be online. It is not mentioned anywhere in the website. Admin is also active in lot of forums. So, if you have any doubts about the program, you can post in forums too. Chat page has the message wall, where you can post your comment or just chat with other investors. This message wall is just like the chat box in my blog. In contact us page, you can even find phone numbers and address. Looks like the address and phone numbers are the admin's personal address and phone numbers. As far as I know, Clock work investment does not have any official address. Anyway, I raised some questions to admin and got it answered really very fast. Fast support is what really matters than all these stories!!!
Points to Remember:
- 5% Referral commission
- SSL, Dedicated server, Unique script, trusted admin (old member for goldentalk forum)
- Interest paid only on business days
- Deposit is not automatic. Will be activated in 12 to 24 hours
- Nice stats page available to monitor the performance of the program
- Can withdraw principal before the term expiry for 10% fees
I analyse all the programs in depth and rate them using various quality factors. I believe this is the honest way to rate any program. Once program is rated, I will keep watching the popularity of the program using various tools and the rating is updated accordingly. Keep an eye on program details page for latest rating for any program.
Quality Factor | Rating |
Is it a sustainable investment plan? (High 6) | 5.00 |
How is the design and usability of the site? (High 4) | 3.50 |
Is the content of the site is original? (High 4) | 3.00 |
Is the site launched in hurry with issues? (more points if NO - High 4) | 3.50 |
Is it on a dedicated server? (High 6) | 6.00 |
Does it have DDOS protection? (High 6) | Don't Know |
How is the security of the program? (High 7) | 7.00 |
How good is the script used by the program? (High 10) | 9.00 |
How is the up-time of the program website? (High 5) | 5.00 |
Does it accept more payment processors? (High 4) | 2.50 |
Does the program has it's own forum? (High 2) | 0.00 |
Does the program has proper support ticket system? (High 4) | 3.50 |
How fast and how good the support team answers the ticket? (High 5) | 5.00 |
How is the admin marketing the site? (High 5) | 3.50 |
How about the website traffic ranking in alexa? (High 5) | 3.00 |
The X Factor (Hidden) (High 5) | 4.00 |
The Y Factor (Hidden) (High 5) | 4.50 |
The Z Factor (Hidden) (High 5) | 3.50 |
Is admin already a member of any forums and how long? (High 3) | 2.25 |
Is admin/any support team member active in any forums? (High 4) | 4.00 |
How is the opening response in forums? (High 6) | 4.00 |
Any spam mails for this program? (more points if NO) (High 5) | 5.00 |
Average rating | 4.13 |
News Updates:
CSMFinance - CSM Finance announced Italian version of the site. You can select your native language in the upper left drop down menu. Adding language is always a good sign for the program. This program completed the three months online yesterday and paying instantly to everyone. Considering the performance of this program, I decided to increase the rating from 4.18 to 4.22. Good going CSM Finance.
IncoForex - IncoForex introduced testimonials page in the website. Now, you can share your success stories with other investors and readers. This program is around 4 months old and paying very fast without any bad signs.
That's it for today. See you all in another blog very soon.
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