Plans - PerfectCash has 4 plans depends on the amount you wish to invest. Plan 1 is for investments between $10 and $4,999 which offers 2.5% daily interest for 60 calendar days. Principal will be returned at the end of 60 calendar days. This gives you a total returns of 250% (including your principal). 2.5% per day means, you will get your principal back in 40 days (40 days x 2.5% = 100%). After that whatever you are getting is pure profit only. Plan 2 is for investments between $5,000 and $49,999 which offers 2.8% daily for the same 60 calendar days. This offers you a total returns of 268% including your principal. I am not going to explain other two plans which are for investments starting from $50,000. I don't think anyone will invest that much amount in this game.
Compounding is not allowed in all plans. If compounding is allowed then I would have not reviewed this program. Because compounding in a medium term program is more risky and it will kill the program itself. Minium to invest is $10 and there is no minimum to withdraw. No fee for withdrawals or deposits in any payment processors.
Payment options - PerfectCash accepts only Liberty Reserve and Perfect Money payment options. Addition of Strictpay would be very good but I have no idea whether admin will add Strictpay or not. Withdrawals are not automatic here. There is no mention about withdrawal time in FAQs. I requested couple of withdrawals till now and I got paid in 10 hours.
My Investment - I invested $30 in this program. $30 is only 5% of my seed money. I don't want to invest too much now. I am watching this program closely and will consider to invest little more if the popularity of this program is increasing. Basically, the admin of this program didn't invest much on advertisements. So far the growth of this program is slow. But, I like slowly growing program because the chance of being in profit is high in slowly growing program rather than a program which grows in rocket speed (like pacforall).
Security - Admin of PerfectCash took security as a very important factor. Admin hosted the website in a dedicated server with DDOS protection. Dragonaranet is providing ddos protection for this website. SSL encryption is also available which ensures more security. PerfectCash uses a licensed gold coder script which is very famous in hyip arena. Addition of transaction code ensures hacker proof. You have to enter the transaction code for withdrawals. So, even if someone hacks your account they can't withdraw your account balance without knowing the transaction code.
Design/Content - Perfect Cash has a decent design. But, usability of this website is not so very good. In you account details page, you have to click some big banners for withdraw and deposits. I was searching for deposit link for at least 5 minutes and then finally figured out this. So, navigations are actually not very easy. They should have made it in a simple way instead of having all big banners. This program also claims that it generates the returns from Forex market. Just don't waste time in reading about this. I am sure that this program is a 100% ponzi without any outside income.
Support System - You can contact the admin using Support form, Phone or by just sending email to contact@perfectcash.biz. Admin is not active in any forums but replying fast to the support tickets. Phone support is useless because no one is using that. Instead if admin has live chat functionality then it would be awesome.
Points to Note-
- Features - Dedicated server, DDOS protection by Draganoranet, 256 bit SSL, Licesed gold coder script
- High profitable, medium term plans
- 5% referral commission
- No compounding
- No withdrawal fee
- Withdraw is not automatic
- Minimum to invest is $10 and there is not minimum to withdraw.
- Advertisement campaigns are not started for this program
Quality Factors:
I analyse all the programs in depth and rate them using various quality factors. I believe this is the honest way to rate any program. Once program is rated, I will keep watching the popularity of the program using various tools and the rating is updated accordingly. Keep an eye on program details page for latest rating for any program.
Quality Factor | Rating |
Is it a sustainable investment plan? (High 6) | 4.00 |
How is the design and usability of the site? (High 4) | 3.00 |
Is the content of the site is original? (High 4) | 2.75 |
Is the site launched in hurry with issues? (more points if NO - High 4) | 4.00 |
Is it on a dedicated server? (High 6) | 6.00 |
Does it have DDOS protection? (High 6) | 6.00 |
How is the security of the program? (High 7) | 7.00 |
How good is the script used by the program? (High 10) | 6.00 |
How is the up-time of the program website? (High 5) | 5.00 |
Does it accept more payment processors? (High 4) | 2.75 |
Does the program has it's own forum? (High 2) | 0.00 |
Does the program has proper support ticket system? (High 4) | 3.00 |
How fast and how good the support team answers the ticket? (High 5) | 4.50 |
How is the admin marketing the site? (High 5) | 3.50 |
How about the website traffic ranking in alexa? (High 5) | 5.00 |
The X Factor (Hidden) (High 5) | 5.00 |
The Y Factor (Hidden) (High 5) | 4.50 |
The Z Factor (Hidden) (High 5) | 5.00 |
Is admin already a member of any forums and how long? (High 3) | 0.00 |
Is admin/any support team member active in any forums? (High 4) | 0.00 |
How is the opening response in forums? (High 6) | 4.00 |
Any spam mails for this program? (more points if NO) (High 5) | 5.00 |
Average rating | 3.91 |
News Updates:
IncoForex - First I want to remind you that Incoforex is not trading on coming Wednesday and hence you won't be paid for daily interest. This month so far Incoforex had 2 holidays - 1) On 3rd November for National cultural day in Japan. 2) On 11th November for Veteran's day in USA. I don't know why Incoforex is celebrating both Japan and US national holidays. Probably because the forex market won't trade the corresponding currencies on these days. But, they can trade other currencies and still should be possible to pay the interests.
IncoForex October Profit calculations - Last month Incoforex reported a total of 38.94% profit. But, wait you won't get all the 38.94% in your account balance. It depends on the plan. If you are in Basic plan then you share is only 42% and for medium plan your share is 47%. Read my review here to understand the plans better. So, if you are in Basic plan then you should have got 16.35% profit (42% of 38.94) for the month of October. For those readers who are in medium plan should have got 18.3% profit (47% of 38.94). I hope no one invested in other plans which are for investments above $7500. So, I am not giving the calculation for those plans. With this minimum ROI, this program should be online for long long time.
I am seeing some bugs in Incoforex account details page. I notified admin about this. Hope it will be fixed. Basically, Compounding value and Daily statistic fields are showing Warning messages. I don't know whether it is common to all investors or only to few investors.
See you all in my another blog. Until then, invest safe and take calculative risks.
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