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Infinitiva
Long term HYIP
Available: 19-May
Infinitiva

Sunday, January 24, 2010

AtoxFinance Review & News Updates


Hello everyone! After Christmas holidays, hyip industry is picking up very fast.  Lots of good quality programs are launched this month.  Also, good quality programs like GNI collapsed.  I remember few investors asking me why you didn't review GNI etc.,  As I always say, it is riskier to invest in old hyips.  Even a long term hyip with all quality features will collapse one day.  So, usually I won't invest in hyips older than few months.  Simply, I don't want to loose my hard earned money.

Offering 130% referral commissions back for Atox Finance.  You will get back 6.5% of your investment.  Join under me to enjoy this opportunity. Read more.

Today, I am going to review a long term program with all special qualities - Atox Finance.  I liked this program from the beginning itself and started my investment last month itself.  This program is exactly one month old now. It's still long way to go for this quality program.  What I feel very important for your success in this risky hyip arena is "TO FIND QUALITY PROGRAMS FAST AND INVEST IMMEDIATELY".  Then only you can minimize your risk.  So, do your analysis and if you like, jump in fast and enjoy Instant payments....



Plans - Let me start with the Investment Plans and as usual I want to explain the plans in detail.  Atox Finance is offering 7 different plans depending on your account principal.  Please note the difference here.  Plans are depending on your account principal and NOT on the amount you are investing.  When your account principal reaches the minimum for next plan then automatically you will get interest for the new plan.

Trial Investor -  If you invested between $10 and $100 then you are a trial investor.  Trial investors will get 40% of company's profit and it is for 30 trading days only.  It means after 30 trading days, your principal will be returned to you.  Company's profit is variable depending on the profit that traders are making out of trading.  One day company's profit will be 2% and other day it may be 3.5%.  For last 3 weeks, average company's profit is 2.5% per day.  So, if you are a Trial Investor then you will get 40% of 2.5% which is 1%.   Remember interest is paid only on trading days which is 5 days a week.  Compounding is allowed and in fact it is recommended if you are investing in Trial Plan.  If you set compounding to 100% then you will get 0.15% extra interest every day.  See the table below to understand your returns.
If you Invest $50 in Trial Plan
Compound
Daily Interest
Returns
100.00%
1.15%
$70
50.00%
1.00%
$66
0.00%
1.00%
$65
*Daily Interest is based on last 3 weeks trading report
*Returns is total returns which includes your profit + Principal


Note - Due to compounding if your account principal goes above $100 then you will be placed in Basic plan automatically.  Compounding can be changed any time from your account page.

Basic Investor - If your account principal is between $101 and $2500 then you are a Basic Investor.  Basic Investors will get 45% of company's profit as daily interest rate.  Your principal is locked for 230 trading days.  As I mentioned in Trial Plan, for last 3 weeks average daily company's profit is around 2.5%.  So, 45% of 2.5% is 1.1%.  You will get 1.1% daily interest rate on all trading days.  If you set compounding to 100% then you will get extra 0.15% interest daily.  But, I won't recommend to set 100% compounding.  That is crazy because you will get your compounded principal only after 230 trading days.  So, set it to 50% or even less than that, which ever is comfortable to you.  See the table below to understand your returns.

If you Invest $101 in Basic Plan
Compound
Daily Interest
Returns
60.00%
1.13%
$729
30.00%
1.13%
$497
0.00%
1.13%
$363

*Daily Interest is based on last 3 weeks trading report
*Returns is total returns which includes your profit + Principal


Advanced Investor - If your account principal is between $2501 and $7500 then you are an Advanced Investor.  Advanced Investors will get 50% of company's profit as daily Interest rate.  Your principal is locked for 230 trading days and you will get approximately 1.25% daily profit on each trading day.  Remember this approximate daily profit is derived from last 3 weeks trading report at the time of writing this review.  You can use compounding if you want.  You are free to change the compounding % any time.  Please follow the table below to understand your returns,

If you Invest $3000 in Advanced Plan
Compound
Daily Interest
Returns
60.00%
1.25%
$25,882
30.00%
1.25%
$16,652
0.00%
1.25%
$11,625

*Daily Interest is based on last 3 weeks trading report
*Returns is total returns which includes your profit + Principal
*Please invest what you can afford to loose.  Don't invest too much even if the program looks very good.

I am not going to explain other plans which are for investments above $7500.  I request you to look into Investment offers page on Atox Finance website for this.  You can also contact me to get full details for any plan.

Atox Finance allows you to withdraw your principal before 230 trading days in case of any emergency.  But, you have to pay 30% cancellation fee for this.

Payment Options - AtoxFinance accepts Liberty Reserve, Perfect Money and Bank Wire deposits.  This covers most of the experienced hyip investors.  But, beginners usually uses Alertpay, STP or SP.  So, to attract more investors admin should add more payment processors.  There is no withdrawal or deposit fee in payment processor.  All withdrawals are instant.

Security - Atox Finance is hosted on a dedicated server with Anti ddos protection by Dragonaranet.  Website also has SSL encryption which is must because this program uses custom made script.  Script is tested very well and it is absolutely bug free.  Admin should have spent lots of money for this script development.  One thing which is missing is tuning code while login.  This will help to identify bots and real human user.

Design/Content - Design is very professional which anyone can say just by looking the website.  Navigations are very simple to understand and usability is also very good.  So far website is working very fast and I am impressed with this.  Soon admin is going to add 5 more languages to help investors all over the world to understand the content clearly.  These are of course good signs for this program.  Domain name is registered till 2014!!  As per admin, program is registered in Panama.  But, I could not find the proof in website.  But, if you are an active investor then you can request for Certificate from admin.

Support System - You can contact admin using the support request form.  This form just sends email to admin and nothing more than that.  I love to see a proper support ticketing system.  Otherwise, it will be difficult to manage the tickets.  Because this program is growing fast now.  Phone support is also available.  But, I am not interested in that option.

Points to Note-
  • 5% referral commission
  • Unique script, SSL, Dedicated server, DDOS protection, Long term investment package 
  • If you invested more than $7,500 then you can get a debit card to withdraw your interest.  If any of you have more information on this then please let me know.
  • Growing fast and has lots of chances to stay online for long time.  
  • Your plan depends on account principal and NOT on the amount invested.  Read the plans section of this review carefully
Quality Factors:

Quality Factor
Rating
Is it a sustainable investment plan? (High 6)
5.75
How is the design and usability of the site? (High 4)
4.00
Is the content of the site is original? (High 4)
3.50
Is the site launched in hurry with issues? (more points if NO - High 4)
4.00
Is it on a dedicated server? (High 6)
6.00
Does it have DDOS protection? (High 6)
6.00
How is the security of the program? (High 7)
6.50
How good is the script used by the program? (High 10)
10.00
How is the up-time of the program website? (High 5)
5.00
Does it accept more payment processors? (High 4)
3.00
Does the program has it's own forum? (High 2)
0.00
Does the program has proper support ticket system? (High 4)
3.00
How fast and how good the support team answers the ticket? (High 5)
4.00
How is the admin marketing the site? (High 5)
4.25
How about the website traffic ranking in alexa? (High 5)
5.00
The X Factor (Hidden) (High 5)
4.00
The Y Factor (Hidden) (High 5)
4.00
The Z Factor (Hidden) (High 5)
4.50
Is admin already a member of any forums and how long? (High 3)
0.00
Is admin/any support team member active in any forums? (High 4)
0.00
How is the opening response in forums? (High 6)
5.00
Any spam mails for this program? (more points if NO) (High 5)
5.00
Average rating
4.20

News Updates:

Vegamex -  Is it really gone?  This is the question that lots of people are asking in forums.  It is really very weird.  Vegamex website just disappeared and no news from admin for 2 days. This pretty much shows that it is gone.  I don't know why admin of this program decided to scam so fast.  Program was really doing well.  I moved this program to WAITING status and going to wait for couple of days for more news from admin.  If no news, then I will move it to NOT PAYING status.  Note-  This program was in last rank in my blog for last 2 weeks.

IncoForex - Finally, Incoforex increased the daily interest rate little bit by reducing the insurance fund allocation.  15% of daily interest was allocated to Insurance fund which is now reduced to 5%.  So, we will get 10% extra interest rate.  Incoforex also launched portugese version of the website.  Really cool features.

My next review is Water Investment.  Stay tuned for that.

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